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The following article was published in our article directory on December 27, 2021.
Learn more about SpinDistribute Article Distribution System.

What to Expect from Rent to Own Homes

Article Category: Marketing

Author Name: Oliver Mayerhoffer

More and more people are taking a strong interest in rent to own homes. You rent a home to live in knowing that doing so unlocks the opportunity of eventually owning it. What can be better than this?

Rent to Own Benefits
Rent to own gives you the following benefits:
You don�t have to be anxious about credit.
A rent to own landlord does not require the high standards of credit that a typical mortgage company does. If your current credit is less than ideal, you have the opportunity of a few years to build or strengthen it.
You are using rent money to invest in your future.
Part of your rental payments goes into your credit so you can eventually purchase the home that you are renting.
You save money in the bank with the goal of using it to eventually buy your dream house. There are certain emergency situations, however, that may compel you to withdraw part of that money. This moves you further away from your goal. On the other hand, you cannot touch the money that you save as rent credit.
You enjoy the advantage of having a locked-in purchase price.
When you sign a rent to own agreement, the contract specifies the purchase price that you and your landlord agree on. This price is usually higher than the present market value of the property. The real estate market, however, is a rising market. Having a locked-in price works to your benefit when the time comes for you to finalize the purchase of the property. This is particularly true when the houses in the neighborhood you choose are expected to increase in value in a few years.

You don�t have to anxiously watch as the prices for homes skyrocket beyond the money you are putting away for the house of your dreams.
With rent to own, you already have your dream of homeownership in your grasp. You find the rent to own home you want, in a neighborhood you prefer, and look forward in joyful anticipation to eventually owning the home ideal to your lifestyle.
You don�t have to wait for years to live in your dream house.
Even if you are just renting now, you can begin making the house you live in your �home.� You are already living in your dream house.

Rent to Own Tips
To make the best of the rent to own opportunity, consider the following tips:
Get professional advice from a real estate lawyer.
Consulting an expert in real estate law puts you at a decided advantage. He will be able to explain some of the terms which you may not know. He will also act in your behalf to ensure that the contract details work in your favor.
Get an expert to do a full home inspection.
Look upon a rent to own contract as you would a home purchase contract. Hire experts to do a home inspection. You are investing money in the form of premium, as well as rent credit payments. You do not want to discover unexpected and significant problems after you sign a contract, especially because the seller is under no obligation to have the problems fixed.
Start talking to your prospective lender.
Discuss with your lender the terms of your prospective contract. Get his opinion or advice. Does he think that the details of the agreement are in your best interest? Is it likely for him to give you the mortgage loan you require when the rental period ends?
Obtain seller�s disclosure.
A home purchase will require you to get this. Before you sign a rent to own contract, ask your agent to get the disclosure for you.
Get a professional to check if the title is clean. Check for possible insurance claims.

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