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SpinDistribute.com Article Directory

The following article was published in our article directory on July 13, 2016.
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The Challenges of Being Self-Employed

Article Category: Marketing

Author Name: Walter McNeal, Sr.

Self-employment is a dream for everyone who struggles with an intimidating boss, backstabbing officemates, daunting commute and unsatisfying job. When you opt for self-employment, you become your boss; you are the main employee as well. You don�t have to worry about and endure jam-packed roads or crowded stations. You can  HYPERLINK "http://www.wealthyaffiliate.com?a_aid=5b1b062d"
work from home and avoid the traffic as much as you want. Most of all, you can pursue a career or build an enterprise that centers on your passion and your desire to share it with others.
Nevertheless, a  HYPERLINK "http://affiliatewealthbuilder.net/make-money-working-from-home-3-key-factors-to-consider/"
work from home opportunity, regardless of the potential earnings and other benefits, is far from being flawless. Self-employed individuals face day-to-day challenges, too, just like regular employees. There are many challenges but the top three are accounting, providing security for oneself, and dealing with distractions.
Accounting
Being self-employed requires you to do a range of tasks, one of which is accounting. Accounting one�s entire finances and expenses is not for the lazybones and undisciplined. You have to document your financial activities every single day. Every month, you have to go over your entries and weigh on your earnings and expenditures. You also need to keep payment checks, receipts and other important documents that you might need for your tax filing.
You have to practice accounting even if the prospect of doing so doesn�t excitedly excite you. It is the only way for you to measure your actual total earnings and determine whether you are thriving or falling short. You will also have an idea what saps your finances the most. By knowing such, you can apply cost-cutting measures and reallocate funds. Another advantage of self-accounting is that you become more conscious with how you use your money, which makes you more financially responsible.
Security
As you fire your boss and turn into your own boss, you become in-charge of your financial security. Such security comes in the forms of insurance policies, retirement plans and savings. One edge of self-employment against regular employment is that you can shop around for options. You aren�t limited to the options given by your employer. For your insurance policy, you can decide the types of coverage you want to include depending on your needs and budget. An insurance policy that covers your home and health is a good choice. An investment, individual retirement account (IRA), 401(k) contribution, and the combination of two or three of these form part your retirement plan options. As regards to your savings, you should have a different bank account solely for savings while another is for your business transactions.
Being in-charge of your security is beneficial in so many ways but it becomes a challenge for those who could hardly decide what to pick among the options. There are many things you have to consider and decide upon. In addition to the types of coverage and retirement plan, you have to choose your insurance provider, retirement plan provider and bank. You have to think about the amount you want to pay, contribute and save. You don�t want to end up with low-cost and unhelpful services but you don�t want to turn broke, too, so you have to choose well.
Distractions
Working as online marketing consultants or independent sales consultants are among the lucrative self-employment careers out there. You have to be knowledgeable in  HYPERLINK "http://affiliatewealthbuilder.net/be-you-own-employer-and-make-money-online/"
internet marketing in order to succeed as marketing or sales consultant. Fortunately, everything you need to know about the job is available online as well.
However, learning and working at the same time might not work because of distractions. Even home-based and self-employed individuals are not exempted from such. In fact, the distractions are much greater. All the comforts and luxuries in your home are just a few steps away. When the work�s too much, you are drawn toward your couch or bed. You are more likely to procrastinate, too.
Time management, self-discipline and persistence are all you need to keep distractions at bay. These three aren�t beneficial in curbing distractions alone; these are valuable in your entire new venture.

Keywords: internet marketing, wealthy affiliate, free websites, work from home, work from home opportunity, indenpendent sales consultants, sales consultants, online marketing consultants, fire your boss

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