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The following article was published in our article directory on September 9, 2015.
Learn more about SpinDistribute Article Distribution System.
Article Category: Legal
Author Name: Brian N. Pelkey
You have been involved in an automobile accident or bike accident. Should you see or speak to an accident lawyer?
As far as I am concerned, the answer is always YES.
You should seek the advise of an accident attorney as soon as possible after the accident. You should speak with an attorney prior to speaking with the other side's insurance agent, adjuster or lawyer.
Many accident attorneys will consult with you for totally free and, if they take your case, will manage it on a contingency basis, not taking any charge till the case is settled. Many settlements are increased to cover the cost of the attorney and therefore the attorney costs you nothing.
You say that you were hurt, however, the insurance company has actually offered to pay your medical costs and you do not feel it is right to take advantage of them by asking for extra cash for your, discomfort, suffering, lost work, etc. You did not trigger this accident. The insurance company, as a matter of good business, has actually built these types of expenses into the premiums that they charge their customers. probably go to their shareholders or to increased salaries or? Why shouldn't you be properly compensated. Keep in mind most excellent lawyers are ethical and although they will certainly try to obtain as much cash for you as is due, they will not take your case unless they feel that it is proper.
You state someone else admitted liability and said that their insurance company will certainly pay all your damages. That's fantastic, however, what if the individual alters his or her story later and states that you were at fault. Or what if the other side's insurance company refuses to pay exactly what you believe is proper? How do you know exactly what is fair? Bear in mind, an insurance company might pay claims, however it stays in business to make cash. It usually will not provide one dollar more than it has to and if you are not represented by an attorney the insurance company adjuster or lawyer may feel that he or she can "get away" with paying much less than the claim may be worth. In addition, what individuals specify at the time of an accident is not always exactly what they specify after having actually talked to a friend, insurance representative or attorney. Lastly, an insurance adjuster or insurance attorney works for the insurance company, not for you. How do you know that what they are telling you is right or true? Keep in mind, in many instances, they are there to try and save the company money. You need an attorney in your corner to tell you exactly what your rights and responsibilities are.An insurance adjuster or insurance lawyer works for the insurance company, not for you. You need a lawyer on your side to tell you what your rights and obligations are.
You say that you were not hurt that bad or at all. How do you know how severely you were injured. Some injuries do not show up for months. Other injuries might intensify a prior issue. Even if you have actually been found to be "okay" by a medical professional, how do you know that a problem will not show up later on. If you have insurance and did go to a doctor, who is going to pay your co-pay or deductible? If you do not have medical insurance, who is going to cater for your assessment which should include x-rays, and so on. If you maintain a lawyer he or she can probably refer you to a doctor who will allow a lien against the insurance settlement, thereby saving you from paying cash from your pocket.
You say you have accident insurance coverage, why not let them deal with everything for you? Your insurance company is there to defend any claims against you, not to represent you in any claims against other third parties. Furthermore, they also are in business to make cash. How do you know if they are attempting to settle a case to help you or to save themselves money?.
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