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The following article was published in our article directory on February 14, 2014.
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Part IV: Everything You Required to Know to Sell Your Home by Owner

Article Category: Real Estate

Author Name: Jay Hunter

Part IV: Everything You Had to Know to Sell Your Home by Owner
Great, You Got A Buyer!
Excellent, you have a possibility that is actually interested, now you need to certify him and work out the sale. What to do?
This is the time we would value a third celebration to look after the paperwork, the offer to acquire, an authorization to speak with the purchasers lender so you can be advised of the development of the loan application, and asking the fragile questions that need asking.
However we are selling on our own, and we can, and we do not have the luxury of a third celebration, but we still have to ask ...
1.) The amount of earnest money are you going to offer me?
2.) How much cash do you have for a deposit?
3.) Exactly what loan provider or bank are you utilizing?
4.) Have you been pre-approved for funding, and if so do you have a "financing approval letter" from the bank?
These are things you must understand prior to you take your home off the market. While waiting for a purchaser to organize funding which in some cases can take 45 to 60 days you may miss an additional buyer.
Exactly what if the purchaser tells you he is getting a VA Loan and doesn't require a down payment? We better understand if this is going to be a concern prior to a sale rate is concurred on and prior to we take our house "off the market" while we wait for financing approval.
Most of us would rather not pay a commission if we don't have to. I sure don't such as paying a commission if I can do the task myself, however am pleased to pay if I can not.
One point I always recommend people that are trying to sell "by themselves" is to give the possibility as much details ahead of time as possible. By doing this, although it does not replace the 3rd party it makes it easier to discuss the things that should be gone over.
Just as we mentioned earlier about putting the possibility "on notice" that you will call him in a day or more to respond to questions, it's a good idea to have a list prepared that you provide your possibility as they are leaving your home. Mention to the possibility that the list is a summary of events that need to occur if they choose to move forward with the purchase of your home.
We will go over the list contents in Part V of this series.
To list your Home for Sale by Owner, see http://freerealtyonline.com/

These are things you must understand before you take your house off the market. While waiting for a buyer to arrange financing which often can take 45 to 60 days you may miss another purchaser. Exactly what if the buyer tells you he is getting a VA Loan and does not require a down payment? That may be real however he still will need closing cost and pre- paid taxes and insurance for his escrow account, which might easily include up to 6 percent of the sale cost. We much better know if this is going to be an issue before a sale rate is agreed on and before we take our house "off the market" while we wait for funding approval.

Keywords: homes for sale by owners, home by owner, real estate for sale, list home for sale, free real estate listing site, flat fee mls

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