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SpinDistribute.com Article Directory

The following article was published in our article directory on September 2, 2013.
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What is Burial Expense and Why It's Important?

Article Category: Family Concerns

Author Name: Jim Lee

Burial expense can be quite a handful especially for a grieving family. In addition to the emotional burden the surviving family has to bear, a financial burden can only make matters worse. It just does not feel right. And that is why burial insurance is necessary. But what is burial expense exactly?

What is burial expense?

Burial expense is basically the cost of sending an individual to his final resting place. This cost includes the cemetary plot, casket, wake or visitation, transportation, engraving of tombstone, funeral service, minister and other end of life related expenses. In addition to burial expenses, insurance may also settle legal fees, outstanding debt, mortgage, credit card dues, car loans, etc as well as legal fees. These are all financial expenses that a surviving family will otherwise take care and pay off themselves with the absence of insurance.

What is burial expense for a well off family?

One of the biggest reasons why it is smart to obtain a burial insurance is that it is affordable. Compared to the average cost of burial expenses, estimated at $6,000 and such will no doubt increase over time, premium for a policy is rather affordable. If you can handle it now, there is no reason to put it off if it means saving your family the money, time and energy planning and taking care of such things in your behalf.

It does not even matter whether the grieving family is more than capable of handling such expenses. The fact that you are letting them carry the additional burden is simply unthinkable. It seems inconsiderate and irresponsible to leave your family behind with a huge burden. More than the issue of finances, obtaining a burial insurance is about being responsible enough to plan matters involving end of life in a final effort to lift the burden from the surviving family.

Moreover, burial insurance allows you to plan your service the way you wish it so. This is another way of seeing to it that your final wishes are carried out.

Who needs burial insurance?

This type of policy is for individuals who want to be in control of their affairs until the end of life. Burial insurance is for people who are financially responsible. It is for those who like the idea of proper planning and preparation. This insurance policy is suitable for people who want to rest peacefully knowing that their family can say goodbye without too much worries especially concerning finances.

In other words, everyone can benefit from burial insurance. It is not only for the dying but more so for the surviving.

It may hurt to think about resting a lifetime but it is but part of maturity. Death may be something everyone feels anxious about but nobody looks forward to being left by a loved one either. It is an unbearable thought but it can be more insufferable when things are sudden and the family is not just prepared both financially and emotionally. So, it does help to make an effort to understand what is burial expense about sooner than later.

Keywords: final expense, burial expense, what is final expense, burial insurance, what is burial expense

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