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The following article was published in our article directory on July 24, 2013.
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What Is Burial Expense and What Are the Tips on How to Save Money on It?

Article Category: Advice

Author Name: jim lee

What is burial expense? Before getting tips on how to save money when paying for the burial expense, you have to know and understand what it is first.
Burial expense is the total cost of the funeral. It is the total amount the family pays for when someone they know and love dies. This is clearly different from hospitalization fees and the health insurance policies although they are somehow in the same category.
So many things are included in the burial expense. It is not enough that you know the answer to the question: what is burial expense? You should also know what constitutes this expense.
The cost of the vault and the casket is only one of the things under burial expense. Both can cost a total of 10,000 US dollars if you would buy the best that funeral homes have. Other things like the payment for pallbearers, the rent of the room for viewing purposes and memorial services, the payment for the staff, and the fee for the use of the equipment should also be considered.
The embalming process and the preparation of the body is another thing to pay for under burial expense. This is more than the answer to the simple question: what is burial expense? These items are a birds' eye view into prepaid funeral packages offered by many funeral homes.
For you to save money from the total cost of your burial expense or the end-of-life care, you should look into some of the funeral goods and services you need and those that you don't. You might not need the vault that often comes with the casket. There are some cemeteries that are fine with burying the dead in simple caskets. This will be more than a thousand or two US dollars off your total burial expense.
You might also find a choir who will agree to sing in your memorial service for a minimal fee. Rather than hiring an unknown group of singers for this, you can take advantage of that connection.
With the answer to the question: what is burial expense and what constitutes it in mind, you can ask funeral homes for an itemization of the goods and services they offer in their prepaid funeral packages. If the funeral director you trust allows you to customize the prepaid funeral package, you can save some money, too. You can take away those items you don't need and keep the others.
The third tip is to invest the money you receive from your final or burial expense insurance policy to a trust fund. There are some life insurance policies that have a provision or a premium for this. If you do not have this, then you should save some money for your funeral and place it in your trust account.
The money in trust account increases with every year that passes. By the time that you die, the money here may be double or triple the amount it was from the time you opened it. If the type of your trust account is that which manages all of your savings and bank accounts, you can use this to pay for your funeral and the debts---which include the mortgage and other bills---you've left behind. Your family would only need to add a little to the amount so you can pass on to the next world with peace of mind.
Even if you did not purchase a prepaid funeral package, you can still pay for your funeral and your debts when you die through the money your family receives from your life insurance policies. You already know the answer to the question: what is burial expense? You also have an idea of what are included in it. You can plan your whole life, including your funeral, with enough money saved and properly invested.

Keywords: final expense, burial expense, what is final expense, burial insurance, what is burial expense

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