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SpinDistribute.com Article Directory

The following article was published in our article directory on July 2, 2013.
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Tips in Filing a Claim for a Car Accident

Article Category: Legal

Author Name: Ty Wilson

A car accident is an unwelcome event which can greatly disrupt your life. It is therefore important to prepare for this so that you would be able to solve issues regarding this and speed up your insurance claim. Although filing for such a claim and getting reimbursed can be very slow, you will still be paid for car repairs you had to perform.

After such a misfortune , you need to get vital details from the other driver of the vehicle you crashed into. These include his name, address, license number, insurance company, policy number and car model, make and year. Such details are important especially if the other party was at fault because you will not pay a deductible. You will also stay away from high expenses later on should the other driver's insurance company pay your claim.

Photograph the damage that happened to your car. The pictures should show all the positions of the cars involved and the environment surrounding you after the accident. You will be able to show authorities and other people how this mishap occurred .

Call the police and then file a report with them. Usually, the cops arrive at the location where the road mishap occurred and they shall get all the information they need. tell them everything they need to know so that they can place this in their police report. You will then be given a report number.

You should also immediately contact your insurance claims representative who may come over to the scene. The representative shall accomplish the necessary forms, take photos of the scene of the accident, obtain your and the other driver's story and then interview witnesses available .

If your car has been extensively damaged, request for its towing to an automobile repair shop. The claims representative shall also go to the auto repair shop for further details. Leave your contact details to him in case he needs other information.

After finishing his investigation, the claims representative shall call you to give you a final report. If it was found out that the road mishap is your fault, your insurance company shall cover the injuries and damage obtained by the other driver and this shall be taken from the coverage on property damage and bodily injury from your policy. The collision damage coverage of your insurance shall cover the damage obtained by your car. You on the other hand shall pay for your deductible. On the time of the accident, your coverage must be in force for this to apply.

Should the road mishap be the fault of the other driver, the damage on your car and the injuries you suffered shall be insured by his coverage on property damage and bodily injury. If he does not possess enough coverage or no coverage at all, the damages on your part shall be covered by your underinsured and uninsured coverage.

With these tips, you can now file for a claim for a car accident.

Keywords: Lawrenceville Car, motorcycle Wreck, Crash, Accident, Attorney, Lawyer

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