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SpinDistribute.com Article Directory

The following article was published in our article directory on March 14, 2013.
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Debt Statistics and Change for the Better

Article Category: Advice

Author Name: Robert Spear

One of the things I enjoy doing is reading the news. I am a news and statistics junkie. As a bankruptcy lawyer in Las Vegas, I have been interested over the last five or six years in the amount of debt, especially consumer debt, in our society. I read this morning some interesting and frankly some disturbing statistics about consumer debt in our society. As of January 8, 2013, the average credit card debt per household in the United States is $7,194.00. Now, any Las Vegas bankruptcy attorney can tell you not every household carries credit card debt. So, I dug deeper into the news. Sure enough, about 46.7% of American households carry credit card debt. Of that 46.7% of households, the average amount of debt stands at $15,422.00. Of course that is an average. So, many households are carrying much higher credit card debt than that. Add on top of those amounts that the average household has a mortgage of $149,782 and an average student loan debt of $34,703.00, and the average American has a pretty heavy debt load to pay for every month. And that is before we pay for cars, food, utilities, transportation, insurance, and everything else we need for daily life.

So, what is the average person to do? For some, beginning to use a budget is the answer. For some, a new job and better income is available. In today's economy, especially in Las Vegas, chapter 7 bankruptcy or chapter 13 bankruptcy is the first part of the answer. The reason we do what we do is because we want to help people change their lives for the better. When debt is simply unmanageable and higher income is not in the foreseeable future, the law provides a way to get out of debt and get a fresh start. We give free consultations to anyone who calls and comes in, and it is our goal and desire to help you change your life for the better. If you just can't see any way out, there is no reason you should not call a bankruptcy attorney in Las Vegas. There is hope and change available.

Give us a call today at 702-750-0571 and ask for Robert Spear or come give us a visit at:
Law Offices of Robert Spear
3654 N Rancho Drive
LAS VEGAS, NV 89130

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