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The following article was published in our article directory on October 31, 2012.
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Article Category: Home Management
Author Name: Irene Shepherd
Previously, it was a monolithic struggle in finding any mortgage lenders who would even give a second thought to providing affordable manufactured home financing. Most had blinders on, their window shades drawn, and a sign tacked on the front door that said: "out to lunch." The reality is that it's not Aunt Emma's mobile home in Idaho any longer. Back in the day comments like: "You're going to reside in that? It looks like boxcar," was a daily event. Today the names have altered; so have lending attitudes.
Nevertheless, if you're still in the dark about where the funding rainbow is and the best ways to find your "pot-of-gold," maybe this gentle tug on your coat will cheer up your day.
The book of common sense states that if home loan lenders would just get out of their office cubicle once in a while to investigate how the other half lives, they would realize there are boatloads of affordable manufactured home financing wannabe's out there that need loans and to ignore them is not a clever company move.
Mortgage lenders should dispose of the pernicious tunnel vision mindset that views mobile and modular residences as an awful thing when in fact, they are the answer to the cost effective housing crisis that afflicts several parts of this country. However enough of discussing an affordable manufactured home financing problem since plenty of the "we can easily help you" financing parachutes are on their way down, and some have currently landed and have actually set up "welcome" indications prepared to do company.
One of the even more gorgeous manufactured home communities is found in Macomb, Michigan, called Camelot Villa. Right here, you have a selection of purchasing or renting, and with a clubhouse, pool, playing field location and just a stones throw to Lake Erie, Pontiac, or Detroit, just what's not to like? And after seeing exactly what is offered in this beautiful community if a purchase is your choice, affordable manufactured home financing is available whether the house is on a long-term foundation system or not. Banks and other lender types have actually seen the "light", and the cash tree they have been missing for a long time. Now numerous have turned the other cheek, and promoting affordable manufactured home financing to one and all.
Actually, it could surprise you to know that other than the bank where you presently have an account, two government loan programs supply a few of the best affordable manufactured home financing offered anywhere. FHA and the USDA Rural Housing Guaranteed Loan Programs should be looked into even for those customers with past credit issues.
Keywords: affordable manufactured home financing
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