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The following article was published in our article directory on September 17, 2012.
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A Basic Guide to Tenerife Properties and Purchases

Article Category: Real Estate

Author Name: Richard Heale

Buying a property can be quite overwhelming. This is why you need to be properly guided when deciding which Tenerife Properties for sale to acquire.

Determine your price range.

It is always good to start with setting your budget or a realistic price range to get hold of the property you are dreaming of. In which case, it also becomes compulsory for you to be able to objectively assess your finances in order to come up with a realistic figure, one that you can really afford to use and buy property in Tenerife. This is for your own advantage as you would not want to end up with nothing or sacrifice your overall financial status for the sake of buying your dream house.

Be ready with the fees.

Buying a property in the Canary Islands specifically in Tenerife is unique. This is because there are extra fees and tax charges that you need to be mindful about. In addition to the cost of the property itself, you need to allow at least ten percent which will be distributed over a list of charges.

These fees include the cost of legal and conveyance as well as local authority charges. It also includes stamp duty, fess for notary and land registry. It is also inclusive of the water contracts as well as the commissions from real estate agents.

Prepare the requirements.

Not everyone can afford to pull out the cash from their pockets or bank accounts to cover for the Tenerife Property purchase. This is not an issue at all because there are plenty of mortgage services that you can avail of. So, as soon as you identify your price range, you should be making a decision on which mortgage lender to get assistance from.

The good news is Tenerife Properties are available for such an arrangement. As a matter of fact, purchasing a home in Tenerife under a mortgage is encouraged. Real estate companies do support potential buyers in this regard. But this also means you have to make proper preparations in terms of the documents required to make the purchase through mortgage possible.

One of the basic requirements includes the NIE Certificate. This is required of all the non residents of the Canary Islands. This is a major prerequisite. Depending on the real estate company you transact with to buy the Tenerife Property from, the firm may be able to process this document in your behalf. Your passport as well as your proof of income is also required for the application.

These are only some of the things that you need to prepare for when making a purchase of your dream home from the great listings of available properties. There are other important matters that you have to duly address and take into account though. And every step of the way, you need to make sure you are making a well informed decision which is why it will be advantageous to get the assistance of a real estate firm and agent to help guide you through the process.

Keywords: Tenerife Property, Tenerife Properties, Buy property in Tenerife

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