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The following article was published in our article directory on May 31, 2012.
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Visa Black Card: The Plastic for the Ultra Rich

Article Category: Finances

Author Name: chickie maxwell

A credit card for the ultra rich, is there such a thing? The introduction of the visa black card created quite a stir. During a time when the economy still remains uncertain, the top 1% earners in the U.S. are given a privilege car that are literally at their beck and call. This simple read lets you in on this luxury credit card.

This exclusive credit card is for the big earners, for only they can afford the huge yearly membership fee and they are the ones who'd welcome the additional perks.

The visa black card is not your ordinary credit card. For one, only a select few can gain access to this ultra exclusive card. One shouldn't have only a great credit history but a perfect, without a blot in your credit reputation. You will also have to have the ability to earn the big bucks! This credit card program is so exclusive that account holders are kept to a minimum to maintain "exclusivity". The people who can avail of this privilege card is so well-defined – only the people who can spend lots of money, at the same time having the capability to make payment.

The style and appearance of the visa black card is one-of-a-kind as it goes beyond the basic credit cards people have been used to seeing. It is not your ordinary plastic-made card; instead it is a heavy duty carbon graphite credit card. It is harder than ordinary plastic and has more longevity, unlike ordinary cards wherein the numbers and the bar code fade over time.

While this black credit card seems to be the most popular plastic in the US, it is very ironic that the most average earner, which comprise majority of the population, have not seen nor own one.

There isn't any doubt, however, that the visa black card is a cut above the rest. It has a unique members' only rewards program and credit card holders stand the chance to earn 1% money back on their purchases. The exceptional rewards and privileges a card holder gets is one for the books. Who doesn't want to be treated like royalty? For instance, card holders are entitled to the concierge service day in and day out for as long as they are black account holders. Who would pass up to gain access to any VIP lounges of airports around the world? The black card is accepted in almost 100 countries, that's convenience at its best.

A big come on is the 0% APR for the first six months introductory offer. The credit limit depends on how much a user is worth, but the limit is usually in millions!

The black card should not be a tool to live in excess, with the economy still hanging by a thread; it is after all a simple investment by the bank, nothing more since the clients belong to the lowest-risk group financially. So the visa black card still remains a mystery to those that belong to the middle bracket of society.

Keywords: visa black card

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