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The following article was published in our article directory on May 23, 2012.
Learn more about SpinDistribute Article Distribution System.
Article Category: Automotive
Author Name: Peter Frost
{A particular|A specific|A certain} {time of year|time of the year|period|time} {that everyone|that everybody|which everybody} {dreads|dislikes|hates} {it seems|it appears}, {is when|happens when} {it is time to|it's time to} renew their {car insurance|motor insurance|auto insurance}. {Think back to|Remember} the {relief|release|ease} you {felt|noticed} {last year|a year ago|one year ago|this time last year} {when you|after you} {managed to get|got} your {insurance cover|insurance policy|policy} {sorted out|taken care of|dealt with}. {Whether|Regardless of whether|No matter whether|If} {you think|you believe|you feel} you got a {great deal|good deal|great price} on your {policy|insurance policy|insurance} or {felt|sensed|believed} that you were {ripped off|scammed|cheated}, going through the {process of|procedure for} {organising|arranging|planning|organizing|setting up} {car insurance|motor insurance} {cover|protection} {is something|is one thing|is an activity} all {car owners|motorists|vehicle owners} {must do|need to do|have to do}.
{It might appear|It may look like} {that there is|that there's} {no|virtually no|hardly any} {real|true} {basis|foundation|structure} to the {quotes|estimates|prices} {that|which} insurance {companies|firms|providers} {give out|hand out|provide|offer} as a {popular|common} {question|query} {consumers|shoppers|individuals} ask is "{why|for what reason|why exactly} is my {car|motor|auto} insurance so {expensive|costly|pricey|highly-priced}", {particularly if|especially if|particularly when|specially if} {they have|they've} {remained|continued to be|stayed} claim free {since|ever since} their {last|previous} renewal.
{Why|The reason why|The reason|The reasons why} {car insurance|motor insurance} quotes {differ|vary|contrast} {so much|a lot|considerably} {is largely|is basically|is essentially} {because|due to the fact} there are {lots of|many|several|numerous|many different} {factors|aspects|components|variables} {that affect|affecting|which affect} {car insurance|motor insurance} quotes {positively|favorably} or {negatively|adversely}. {If|Whenever|In cases where|Assuming} {for example|for instance|as an example|by way of example}, you take {two people|a couple|two individuals} {of the same|the exact same} age {with the same|with the exact same|with a similar} {driving record|driving history}, driving {the same|the exact same|the very same|an identical} model car {but|however|yet} {living|located} at two {different|completely different} addresses, {you might get|you will get|you may get} {an idea of|a concept of|a sense of|an outline of} how {one|a single|just one} {variant|variation|different piece of information} {can result in|can lead to|can bring about} {a higher|an increased|a more significant} {premium|policy} cost. {Sometimes|At times|Often|Usually|Typically}, one {single|solitary|individual} detail is all {it takes|it requires} to {push|drive|propel} {the cost of|the price of} your {insurance|insurance coverage|insurance cover} {up|upwards} {substantially|considerably|significantly|drastically|extensively}.
{All|Every one of the} {car insurance|auto insurance} {companies|providers} take a {certain amount|specific amount} of {criteria|important factors|specifications|critical elements|guidelines} {into consideration|into account|into mind} {in order to|to be able to|so that they can} {produce a|deliver a|come up with a|put together a} quote {but not|although not|however, not} {all|all of them} give weight to {exactly the same|the exact same|precisely the same|the very same} {things|points|details}.
In addition|Additionally|Furthermore|Moreover|On top of that}, {different|various} {companies|providers} {offer|give} {different|varied} {discounts|deals|promotions} {as well as|along with|together with|plus} {varying|different|differing} {levels of|amounts of|degrees of} no claims bonuses. {Those|The|Such} {companies|providers} who {deal with|handle|manage} {home insurance|property insurance} {as well as|in addition to|combined with} {car insurance|motor insurance} {could|might|may} {offer an|present an} incentive {if you were to|should you|if you decided to} take out both insurance {policies|plans} with them while this is {not|not really} {something that|something} {a company|a business} {specializing in|focusing on|devoted to|dedicated to} only {car insurance|motor insurance} could {offer|present|provide|deliver}.
{Getting|Acquiring|Finding|Accessing} online {car insurance|motor insurance} quotes {can be handy|is convenient} {but|however|though} {getting a|finding a|receiving a} great quote {online|on the internet} can be {determined|decided|driven} {by the|from the} {information|details|facts} you {provide|supply|give}. {As an example|For example|For instance}, if your {details are|information and facts is|information is} {straight forward|self-explanatory|hassle-free|uncomplicated}, {you will probably|you will likely|you'll probably} get a {fairly|pretty|really} {competitive|affordable|reasonable} quote, however if {you have had|you've had} a recent {claim|insurance claim} or any traffic {offences|violations}, {you might be|you could be|you may well be} better off to give {the insurance company|the insurer} a call {to obtain a|to secure a|to get a} quote. {Otherwise|If you don't}, {you might find|you will probably find|you'll find|you may find|you might find that} the price being quoted {is fairly|is rather|is pretty|is very} {high|expensive}.
{Another reason|One more reason} why {there is|you can find} {such a|a big|a real} {difference|contrast|variance} between {car insurance|motor insurance} {quotes|prices} is that you {very often|frequently|often|generally} get a {more|much more|far more} {competitive|affordable|competitively priced} quote {if you are a|if you're a} {new|completely new} customer. A {large|significant|sizeable|considerable} precentage {of people|of individuals|of men and women} automatically renew their {insurance quote|insurance policy|insurance cover|car insurance policy} {without|whilst not|without need of|without ever} {looking around for|searching for|shopping for} better value, {a factor|an aspect} that {insurance companies|insurance providers} {are well|are very well} {aware of|alert to|tuned in to|familiar with}.
The {bottom line|main point here|important thing|the important point|final conclusion} is that you {should|really should} never {accept|take|agree to|settle for} {your first|the first|the initial} quote {as you|because you|since you} generally {can do|are capable of doing|are able to do} {a lot better|much better|considerably better|way better} {once you|as soon as you} {start to|begin to} {shop around|look around|research prices|comparison shop}. {Even if you are|Even if you're|Even when you are} {satisfied with|content with|happy with} {your current|your present|your existing} {provider|company}, {it only takes|it takes only} a {little time|bit of time|short while} {to see|to find out|to discover|to check out} {what is|what exactly is} {on offer|available|being offered|offered|to be had} {in the marketplace|out there|in the market}.
Keywords: cheap car insurance, car insurance quotes
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