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The following article was published in our article directory on May 25, 2012.
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Article Category: Finances
Author Name: Limivele Oleander
It can be very taxing filing for bankruptcy especially when the bankruptcy law is very complicated and constantly changing. Although it is not required for one to have a bankruptcy lawyer to represent him in court, it is necessary to hire one especially if the petitioner is not familiar with the Bankruptcy Code of the United States. If he does not give the precise information or files the petition inappropriately, his case would mostly likely be dismissed. With the help of a lawyer specializing in bankruptcy, there is a good chance that his case will be won. Here are the factors to look for in bankruptcy lawyers.
The lawyer must offer a free initial meeting called the consult. The petitioner is already suffering from financial losses due to his debts, thus he should not spend money meeting lawyers the first time. There are many lawyers who offer a consult during the first meeting where they would be able to evaluate the situation of a client and determine his needs. The consult would also be an opportunity for the client to appraise lawyers. He would be able to see if he is comfortable with the lawyer.
Clients must look for experience in bankruptcy attorneys, especially in the field of bankruptcy. Due to the complexity of the Bankruptcy Code, it is necessary to get a lawyer who does not have other areas of interest other than bankruptcy or who is not well-versed in the code. The lawyer a client must get should also have knowledge on the local rules on bankruptcy of each region or district. The client must also know about the lawyer's experience on negotiations and the number of filings he has done.
A client should check if the lawyer he wishes to hire has affordable fees. Most lawyers charge huge and usually bankruptcy cases are very extensive . This means additional payment especially if the lawyer charges by the hour. The lawyer should provide the client an estimate of his services which the client can afford. If one hires a good lawyer who charges high, this is a good investment because the client would be able to acquire savings. Lawyers know everything about the system, thus making the task less time-consuming.
It is necessary to hire a bankruptcy attorney one is at ease with. There would be very sensitive matters to be discussed and so it is necessary for the client to be comfortable and open. It should also be the responsibility of the attorney to answer all the client's questions without ridicule . He must also be willing and patient enough to explain every little detail that the client is unfamiliar about.
The lawyer a client should hire must help him in reconstructing his financial life. He must know how to argue about errors in the client's credit report and recommend lenders who are willing to accommodate bankrupt borrowers. A client must also choose a lawyer living close to home. This will allow the client to visit him every now and then when needed without spending much.
These are the things to look for when hiring a bankruptcy lawyer.
Keywords: bankruptcy lawyers
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