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SpinDistribute.com Article Directory

The following article was published in our article directory on May 8, 2012.
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Visa Black Card Information

Article Category: Finances

Author Name: chickie maxwell

The Visa Black Card is also known as the Black Card. The card has been manufactured by Visa. This is a type of card that permits its users to gain access to various rewards and other forms of luxuries. Some of the luxuries and rewards that you may get out of using this type of card are additional perks when shopping at selected establishments, discounts for numerous items, VIP access to establishments, and other similar benefits out of using or presenting the card. In a way, it can act as an exclusive pass to highly restricted areas.

The black card is very much different to the Centurion Card. In contrast to the Black Card, the Centurion Card is manufactured by another company. However, some people know the Centurion Card as the Black Card as well. This confusion took years before it was finally resolved. The problem got even worse that there was a point that one of the companies decided to file a lawsuit against the other credit company. The company that filed the complaint accused the other company of various charges. These charges included gaining the of the Visa Black Card under inappropriate circumstances. However, this did not shake the Visa company a bit. In fact, the lawsuit was a way that made the card even more popular among those people who aspire to be one of the elite cardholders.

There are several main differences between the two types of cards. For one, the two cards are made by different companies. Originally, they are known under two different names. Their annual fees and initiation fees seem to be different as well. The Centurion Card needs both an annual fee and an initiation fee to activate the card. On the other hand, the Black Card only needs the annual fee to activate the card. The proces for the annual fees of both cards largely differ from each other. In this light, the Black Card is cheaper than the Centurion Card. This makes it more accessible to the public.

The Visa Black Card has lots of perks that are offered to the cardholders. These benefits include worldwide acceptance, a 24-hour concierge service, and cashback bonuses. These benefits also include the high credit limit that can give you increased access to more products and services that ordinary credit cards cannot provide you with. This credit card innovation makes the Black Card redefine what credit is.

The concierge service can offer you insurance on travelling. This is especially helpful when you frequently need to go on business trips. This is because the Black Card can provide you with perks such as unlimited access to VIP lounges and safety insurance. The benefits are highly augmented when you experience delays in your trips. These delays include flight cancellation and baggage delays. The benefits given to you usually come in the form of gifts and cash. These are credited to your Black Card account. These are just some of the benefits that you can acquire out of obtaining the Black Card.

Keywords: visa black card

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