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SpinDistribute.com Article Directory

The following article was published in our article directory on April 21, 2012.
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Questions to Ask When Navigating the Big Island Real Estate Market

Article Category: Real Estate

Author Name: Carolina Simmons

As many men and women know investing in a home in Hawaii, be it a secondary investment or your primary residence, homes in Hawaii can be very expensive. For this reason it is important that homeowners take excellent care when selecting a property in the community to make certain they may be making a sensible investment. One thing to make note of concerning the big island real estate market is that this market isn't like other markets round the country. This is why there are a few important questions to ask when looking for homes in the area that are specific to the big island real estate market. These questions include:

Is the house fee simple or leasehold?

One of the first queries homeowners must inquire about any piece of big island real estate they are interested in, is whether the house is fee simple or a leasehold. This is a thing that many homeowners don't need to handle in some other areas of the nation. Whenever a property is fee simple, it means that you own the property the home is on. Leasehold alternatively means you own your house but not the land and you should pay month to month lease payments to the person who owns the property. The benefit of leasehold is for individuals who wish to save some money with their big island real estate purchase.

Is the house Permitted?

People looking for property in the area should always ask if the home is permitted or not. Unfortunately on the big island, there are numerous houses that are created with no permits or have features on the home that were built without permits. Knowing this information is important prior to making an offer.

What lava zone is the property in?

Always ask what lava zone a house is in prior to purchasing. Lava zones range from one to six and houses in lava zones one and two are more likely to be hit with lava. These homes can be more expensive to ensure and could be a headaches to finance and that's why it's important to know when you are making an offer on a residence in a large lava zone or not as it could make a great deal of distinction in the mortgage you obtain.

Is the household missing any connections?

Finally, you will want to make sure that your home has all of the necessary connections. There are many homes in the community that are not connected to electricity, on the city water system or attached to the city sewer line system. When they are not be sure to ask how they get water, electricity and if they use a cesspool or not.

Keywords: big island real estate, real estate, Hawaii, big island, Hawaii real estate

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