What can I do when logged in?

You can submit new articles, so we can make unique versions of them and distribute them for you.
If you want to simply publish the same article on 800 websites, you can tell us to do that.
You can see the archive and current status of all your article distributions.
You can order any number of high-quality articles - just let us know your keywords.
You can browse the archive of all the articles we have written for you.
You can order our Complete Service (10 high-quality articles plus 10 article distributions).
You can purchase more credits for our services and check your affiliate earnings.
Much more ...

SpinDistribute.com Article Directory

The following article was published in our article directory on February 15, 2012.
Learn more about SpinDistribute Article Distribution System.

Why Does COBRA Insurance Cost So Much?

Article Category: Finances

Author Name: Brian Thacker

Usually when someone changes jobs, they get their COBRA benefits and bill . Generally, this is a time when they have been tightening their belts and counting the pennies and savings. COBRA can be as much as $1500 and more for families until they get other insurance. That is a nice house payment for many people, but they need to maintain their coverage if they have chronic health conditions and take prescriptions. You can maintain this plan for up to 18 months without having to find something new. If a family is healthy, they can usually get coverage for their families for much less than COBRA. What makes COBRA so expensive?

COBRA is a law to help people maintain medical insurance between jobs. This law enables people who have had medical insurance as a benefit of employment to keep their plan after they are no longer employed with the company. Essentially everything with insurance benefits is the same for the person going onto COBRA, but the difference is that the individual pays for the entire premium instead of the company. This is the time when most people realize how much medical insurance really costs. Lots of people only think about how much their co payment is if they are at a company that has very good health benefits packages.

This still does not fully explain the reason why it is so expensive. The health care system in the United States is designed so that employers entice workers by offering benefits that are tax free to their business. So the business decision that goes into selecting the insurance package includes the company tax break that an family paying COBRA would not get. Many companies get costly plans with low deductibles and co payments because they can take the costs off their taxes. Plus, if the boss wants good benefits, by law, everyone has to have good benefits.

Now that you have this information, if you have to pay for insurance yourself, and you don't get to take the premium amount you pay each month off of your taxes, you might want to consider something other than COBRA. That does not mean that COBRA is always a bad deal. Sometimes prescriptions or other medical issues make an individual ineligible for insurance outside of a company. In situations where there are multiple pre-existing conditions, COBRA may be the best option for someone. But understand that if you are healthy and facing COBRA payments, it is worth saving your budget to look at different insurance plans available to you that can give you the coverage you need at a much lower rate. temporary medical insurance plans are an affordable option for healthy Americans to bridge the gap in coverage. If you can't figure out a way to pay for your COBRA benefits, take a few minutes and find out if temporary medical insurance plans are good for you and your family.

Keywords: insurance, short term health insurance, temporary health insurance, temporary medical insurance, medical insurance, health insurance

Learn more about SpinDistribute Article Distribution System. We also offer Professional Article Writing to everyone who's looking for high quality web content.

SpinDistribute.com Network

Each article you submit at SpinDistribute.com is sent through our innovative Article Distribution System to our network of more than 1840 publishers - about 55% of them are high-quality article directories, 30% of them are niche blogs and 15% of them are other content-rich websites.

To achieve the best possible success we only publish your article to most related websites. This means your article will show up on approximately 640 - 880 most related websites which will give you great SEO results.

We also offer a separate Professional Article Writing Service to everyone who's looking for high quality web content and well researched unique articles.