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The following article was published in our article directory on February 14, 2012.
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Understanding the Basic Conveyancing Process

Article Category: Business

Author Name: Lara Ryan

Understanding the basic conveyancing process can make it easier for you to successfully conclude your real estate transaction. Whether you choose to try performing the conveyancing yourself or hire a conveyancing solicitor, understanding the paperwork that needs to be filed means that the title to the land can be successfully transferred without any complications or unexpected problems.

The first step in the process is the drafting of a preliminary contract of sale. The contract spells out the terms of the sale and particulars of the property as well as any items that are included in the sale, the names of the buyers and sellers, the sale price and the date on which the transaction will be concluded. The details of the contract are likely to change and be clarified several times as the various drafts are passed between the solicitors for comment.

While the contract of sale is being finalized, your conveyancing solicitor will start making inquiries about the property to clarify details about it such as the boundaries of the land and what items will be included in the sale as well as if all the appropriate utilities are connected. In addition, the solicitor will also conduct title searches that will confirm that the seller actually owns the property and has the right to sell it. Just as important are local authority searches to find out if there are new developments planned in the immediate vicinity as well as determining the condition of the social infrastructure such as water drainage systems. These searches are performed with local authorities as well as the planning department of the local town hall and can take as long as ten weeks. However, you can speed up the process by hiring a local specialist to manually undertake the search. This means the process can be completed in a number of days although it will cost substantially more.

Once the local search has determined that all the details in the contract are accurate and there are no problems associated with the property that would cause the solicitor to advise you not to proceed with the transaction, the draft contract will be finalized and approved.

In addition, before the transaction can be closed, you will need to secure a formal mortgage offer, which is also known as an offer of advance, from a lender. To apply for a mortgage you will have to fill up a detailed form that will help the lender determine your creditworthiness. In addition, the lender will also want to conduct a valuation on the property to determine how much to lend you.

Once all the conveyancing work has been done, the solicitors will arrange for the two parties to sign and exchange contracts. Once the exchange of contracts has taken place, the sale is deemed completed. As part of the process of completion, the purchase funds will be transmitted and transfer of ownership will take place. Finally, the title deeds will be registered to your name and you can finally take ownership of the property.

Keywords: conveyancing, cheap conveyancing, conveyancing uk, conveyancing wales, compare conveyancing

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