What can I do when logged in?

You can submit new articles, so we can make unique versions of them and distribute them for you.
If you want to simply publish the same article on 800 websites, you can tell us to do that.
You can see the archive and current status of all your article distributions.
You can order any number of high-quality articles - just let us know your keywords.
You can browse the archive of all the articles we have written for you.
You can order our Complete Service (10 high-quality articles plus 10 article distributions).
You can purchase more credits for our services and check your affiliate earnings.
Much more ...

SpinDistribute.com Article Directory

The following article was published in our article directory on January 28, 2012.
Learn more about SpinDistribute Article Distribution System.

Auto Insurance Fundamentals 101

Article Category: Shopping

Author Name: chickie maxwell

Getting auto insurance should be just as important as buying a new car. Although getting insurance for one's car can put a dent on one's budget, it should still be an integral part of owning and driving a vehicle. Evidently, there are a few things that car owners should know about regarding the insurance coverage that they can get for their cars.

Coverage Types

One of the vital things that people need to find out about any car insurance plan is the type of insurance coverage. One example of coverage type is called liability car insurance. This covers any type of damage that is caused by the insurance owner's car. It can apply to both property damage and to bodily injury as well.

With this type of auto insurance coverage, note that amount covered will vary depending on the kind of damages that will be covered and the specific stipulations in the policy. It should also be stressed that liability car insurance does not cover any damage to the owner's car in any way. It does not even pay for the car that the policy holder owns. However, this type of insurance coverage is required in several states in the US.

Collision insurance is another type of insurance coverage, which is a bit similar to liability car insurance. This type of insurance pays for damages to one's car that is caused by the car owner. Ram the car into the hotel's guard rail and the collision insurance pays for the needed repairs.

Comprehensive insurance on the other hand is also known as the acts of God insurance. This type of insurance coverage also pays for vandalism, theft, and other things that does not relate to driving.

Personal injury protection is a type of auto insurance coverage that basically pays for the medical expenses that may be needed by the policy holder or of the other passengers in the car.

Another type of car insurance coverage that will be interesting to look into is underinsured/uninsured driver insurance. This type of insurance coverage covers the policy owner from any unfortunate event caused by drivers who have no coverage.

Contract Terms

Other than the type of coverage that one can get, people should also check the contract terms as well. In general, there are at least two things that people should look out for when reading through the contract terms of any type of auto insurance.

One of the terms that everyone should really pay attention to actual cash value mentioned or declared in the insurance coverage. This amount is usually the fair market value of the vehicle. Note that it will be valued at the time of the said accident and not at the time when the car was bought. There are times when people are still paying for their car when its actual fair market value has already gone down due to depreciation.

Another term that should ring a bell with any car owner is excess provision. This refers to the minimum amount of a claim before the insurance covers the cost. For instance, the excess provision is set at $15,000. If the amount to be covered is anything less than that value then the insurance does not cover it. This simply means that the auto insurance will only be cover amounts $15,000 and higher - anything less then the car owner pays for it.

Keywords: auto insurance

Learn more about SpinDistribute Article Distribution System. We also offer one of the Best Article Writing Services out there - give us a try if you need great articles on various topics!

SpinDistribute.com Network

Each article you submit at SpinDistribute.com is sent through our innovative Article Distribution System to our network of more than 1840 publishers - about 55% of them are high-quality article directories, 30% of them are niche blogs and 15% of them are other content-rich websites.

To achieve the best possible success we only publish your article to most related websites. This means your article will show up on approximately 640 - 880 most related websites which will give you great SEO results.

We also offer a separate Professional Article Writing Service to everyone who's looking for high quality web content and well researched unique articles.