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SpinDistribute.com Article Directory

The following article was published in our article directory on January 17, 2012.
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The Best Low Interest Credit Cards Offers

Article Category: Finances

Author Name: Chickie maxwell

There are a wide assortment of low interest credit cards offers available when you apply online. Keep in mind that you will generally need to have excellent credit in order to be approved for these cards so check your credit reports first. And even if you qualify, avoid applying to more than one card as hard inquiries show up on your credit report and may affect your credit score. If you are shopping around for a card offer, however, but make sure you file your applications in a short period of time as several inquiries for a single purpose are grouped into a single less harmful inquiry session.

Here are some of the outstanding low interest credit cards offers. These cards have no annual fees and allow balance transfers.

Discover More Card from Discover Financial Services. Discover is one of the biggest card issuers in the US and operates the Discover Card, as well as the Discover and Pulse networks. The Discover More Card offers 0|APR for six months on purchases and balance transfers, after which the standard APR is 10.99|to 20.99|on a variable basis. Incentives include $150 Cashback Bonus for $1,000 in purchases within the first 90 days; 5|Cashback bonus on different retail categories and as much as 20|Cashback Bonus when you shop at popular retailers through the Discover site.

Citi Platinum Select MasterCard from Citibank. Citibank is one of the largest issuers of credit cards in the world, with clients in over 90 countries. The Citi Platinum offers 0|introductory APR for the first eighteen months after which the regular APR is 11.99|to 21.99|based on your creditworthiness, which is also valid for balance transfers. Other features include $0 liability on unauthorized charges and Extra Cash that gives you a 10|Cashback dollar bonus on total eligible purchases.

Capital One Platinum Prestige by Capital One Financial Corp. Capital One is one of the biggest financial services companies in the US and pioneered the mass marketing of credit cards in the nineties. The Platinum Prestige Card offers 0|purchase and transfer APR until March 2013 after which the regular variable APR will be 10.9|to 18.9|with a grace period of 25 days on purchases. Other benefits of the Platinum Prestige Card include $0 fraud liability, 24-hour travel assistance services such as cash advance and emergency card replacement, and extended warranty on products bought using the card.

BankAmericard Cash Rewards Visa Signature Card from Bank of America. The Bank of America is one of the leading card issuers in the US with over 40 million US accounts. The Cash Rewards Visa Signature Card is one of the most popular low interest credit cards and offers 0|APR for 12 billing cycles after which the regular variable APR will be 12.99|to 20.99|on purchases and balance transfers. Rewards include a $50 Cash Back Bonus after spending at least $100 in qualifying purchases with your card within sixty days after opening your account as well as 1|cash back on all purchases, 2|on groceries and 3|on gas.

Keywords: interest credit cards

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