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The following article was published in our article directory on January 14, 2012.
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The Best Low Interest Credit Cards Offers from Citibank

Article Category: Finances

Author Name: Chickie maxwell

Citibank is one of the major issuers of low interest credit cards with some 21 million credit accounts in the US, as well as offering a wide range of other financial products such as consumer banking services, corporate and investment banking, securities brokerage and wealth management. Some of the best low interest credit cards offers from Citibank include:

Citi Platinum Direct Visa. Customers enjoy 0|APR on purchases and balance transfers for eighteen months after which the variable regular APR will be 11.99|to 21.99|based on client creditworthiness. Users can enjoy rewards through the Extra Cash program that not only offers discounts on merchandise, travel and other qualifying purchases but also gives you a 10|Extra Cash reward on purchases made with your card. You also enjoy other benefits such as $0 liability on unauthorized charges, retail purchase protection of up to $1,000 on eligible purchases against theft, fire or accidental breakage for a coverage period of up to 90 days from purchase date and extended warranty of up to an additional year on original terms for most items bought using your Platinum Direct.

Citi Platinum Select MasterCard. One of the best interest credit cards offers for those with less than outstanding credit, as you can be approved even if you only have fair credit (credit score of 620 to 659). The introductory period for 0|APR is 12 months with the regular variable APR at 18.99 percent. Users are also qualified for Extra Cash discounts and rewards.

Citi Dividend Platinum Card for College Students. A student card for which you can be eligible even if you have only a good credit score (660 to 749), the intro period for 0|APR is seven months after which regular variable APR is 13.99|to 21.99 percent. No cosigner is required to be approved for a card and you earn 5|cash back on qualified purchases at supermarkets, gas stations, drugstores, utilities (including cable) and convenience stores for the first six months, and 1|cash back afterwards. You also earn 1|cash back on all purchases as well as up to 2|on rotating categories including apparel, hotels and restaurants when you enroll. No annual fee is charged.

Citi ThankYou Preferred Rewards Card. You earn 5 ThankYou points for every $1 spent on purchases at drugstores, supermarkets and gas stations for the first twelve months and 1 point per $1 thereafter for all purchases. You can claim a $100 gift card for 10,000 bonus ThankYou points earned with $500 in purchases within three months after opening your account. There are no limits on the amount of points you can earn and points can be redeemed for travel rewards, merchandise, cash and gift cards among others. The intro period for 0|APR on balance transfers and purchases is 12 months after which the regular variable APR is 12.99|to 22.99|and there is no annual fee. An excellent credit score is needed to apply. This is one of the more generous low interest credit cards rewards programs in the market.

Keywords: interest credit cards

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