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The following article was published in our article directory on January 14, 2012.
Learn more about SpinDistribute Article Distribution System.
Article Category: Finances
Author Name: chickie maxwell
Have you heard of people being victimized by identity theft? Do you have friends who have become preys to cyber criminals? It is an unfortunate fact that this cyber crime is escalating at a high speed pace. It has become a worldwide problem and everyday people are still falling victims. But the good thing is there are identity protection companies and other ways so that you remain protected.
Are you at risk? Experts have recognized three groups that are at high risks: under the age group 18 to 24 years old, professionals earning more than $100,000 a year, and those living in the suburbs. The continue rise of identity theft cases in the U.S. alone is quite disturbing. However, there are a few identity protection steps that can be undertaken in order not to fall victim. Read on.
Are you aware that each time you make an online transaction, your personal information are stored in a database? So when you do online shopping or use your credit card, etc., there is a central database that keeps pertinent information. Once their database is hacked, you'll be at risk of getting exposed.
You may not even consider this, but you are putting yourself at risk if you carelessly throw old credit card or bank statements anywhere. You have to learn to practice proper disposal for identity protection. There are options like if you have physical statements, run them through a paper shredding machine so that no account information will be exposed.
Criminals can hack even into a legitimate online store and steal your personal information like bank account number, name, and address; and then use it to scam other people, people you might know.
There are cases when you had to change computers, make sure that you properly erase any personal data in your hard drive so that you don't risk exposure, too.
Make sure that you keep yourself protected. Be aware of the possibilities. Make sure you cancel old credit card accounts and bank account numbers.
remember that you have to protect your Social Security Number. Do not let anyone get access on your personal data. Give out only to people whom you can trust.
One important tip, get the services of an identity protection company. These are monitoring services that will be able to warn you once there is a security breach. Basically, they cannot prevent lawless men from gaining access but what they can do is to prevent these people from actually using your information.
They have a system in place wherein important verification processes are undertaken, especially with credit cards. Once your credit card is used, users will have to give a verification password before merchants give access, if the one trying to use the card is not you, definitely they cannot give the exact password, they will be blocked and will not be given access.
You might view this as an additional burden, but think of it this way, if you avail of an identity protection service; you spare yourself of a more serious problem. Think about it.
Keywords: identity protection
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