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The following article was published in our article directory on December 22, 2011.
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Article Category: Finances
Author Name: chickie maxwell
There is no other way to love a child than to protect him from the unknown pains in life. To do the same, a parent can buy a life insurance where the beneficiary is the child so that whatever happens in the future, may that be death of the parent or his disability, the child will not suffer and lose all the chance to have a good life for him. A child life is worth protecting. The said insurance may require a person to pay a very costly premium but the reward of a secured and financially stable future for one's child is always worth every single dollar.
In the future lies a lot of possibility - good, great and not so good. A lot of things may happen in the future that can influence the life of a child. This is among the reasons why you ought to prepare your children as early as you can. One situation to consider is that a child's parent may die. When this happens, there will no longer be a source of income that will pay for the cost of living of a person or his education. If the parent dies while the kid is still in the secondary level of education, the latter might end up not graduating from high school, and instead ending up in a diner or a gas station with a mediocre job that does not require a high school diploma even. Another scenario is that a parent encounters an accident leaving him disabled, and the child will be forced to work at an early age to support himself and his parent's medication. Consequently he will end up not being able to study, and living a paycheck-to-paycheck life.
It could be that from a very extravagant lifestyle, the family's source of income suddenly dies, and the child ends up not knowing how to continue a lifestyle without luxury and having to make do with free education that is often not as good as the one's privately paid for.
The best thing to do so that none of this fortuitous event would drastically affect a child in a negative manner is to draw an insurance policy on one's (the parent's) own life, where the proceeds will go to the child if the peril insured against does happen. To protect a child life is the paramount responsibility of a parent. To bring a child to the world brings unimaginable and unfathomable joy to a parent's life. Parents say that when they brought their children into this world, they felt for the first time that they have something they actually call their own. That they felt peace and joy and a kind of love they never felt before.
Having a child is the best thing that could happen to a person's life. But with this great thing comes a huge responsibility to protect the child life in the best way a parent can.
Keywords: child life
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