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The following article was published in our article directory on December 16, 2011.
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Child Life: Importance of the Same to a Parent

Article Category: Finances

Author Name: chickie maxwell

An element of an insurance plan is insurable interest. Insurable interest is that which a person has over a thing or a person that the loss, damage or destruction of the same will cause him substantial harm as well. A child has an insurable interest in the life of his parents. Without his parents, no one will feed him, buy him clothes, provide him shelter, send him to university, and the like. As a child, a person is almost a hundred percent dependent upon his parents for everything. And knowing this, parents who have enough money to buy an insurance policy or trust fund will purchase the same to protect the future of their child life.

A child life insurance is a good investment. It is probably the most thoughtful gift and the best proof of love of a parent to his or her child. It is thoughtful because not only that a parent looks out for the present need of his or her child, but he also looks way beyond it. And as he or she does so without any other consideration but to secure the future of his or child, then it will show that getting a child life insurance is a pure act of love and concern.

There are many kinds of child life insurance policies. There are those that are basic. They will insure the life of the parents in that, when something happens to them, the proceeds will go to the child left without a parent or an able parent. This is an insurance plan that is a lot more affordable This shows that love does not have to be costly anytime and that scarcity of money does not have to be a hindrance in making sure a child is protected in the event of a parent's disability or death.

There are also other kinds of insurance wherein a child life, his education and future, as far as finances are concerned, are secured even while he is but a toddler yet. This kind of insurance will give him the security that whatever happens in the future, no matter how bad the financial situation of one's family is, no matter how bad the economy will be, regardless of the kind of person the child turns out to be, his or her future is secured because his parent made sure of that even when he or she was still a baby.

The greatest expression of love may not be paying an annual premium to protect a child life. It may not be by paying a considerable sum to protect the life and education and the future in general of a child. The greatest expression of love may be that a parent will die or will kill for his or her child, or that he or she will throw away everything for such child. But when that is not necessary, getting insurance for the same could easily be the best way to say to a child how important he or she is to a parent.

Keywords: child life

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