You can submit new articles, so we can make unique versions of them and distribute them for you.
If you want to simply publish the same article on 800 websites, you can tell us to do that.
You can see the archive and current status of all your article distributions.
You can order any number of high-quality articles - just let us know your keywords.
You can browse the archive of all the articles we have written for you.
You can order our Complete Service (10 high-quality articles plus 10 article distributions).
You can purchase more credits for our services and check your affiliate earnings.
Much more ...
The following article was published in our article directory on November 18, 2011.
Learn more about SpinDistribute Article Distribution System.
Article Category: Advice
Author Name: Mark Aucamp
Best Interest Rates
Today we are certainly seeing some of the best interest rates ever seen in the history of motgage lending. Back in 1975 there was around 5,000 different interest rates available in the UK mortgage market and just before the credit crunch four year ago there were over 18,000 different interest rates available. Four years on from the market meltdown we now have around 4,054 different interest rates available to borrowers. This means we have less mortgage rates today than we had 36 years ago when the mortgage market was much smaller.
Whilst we have some of the best interest rates around in many decades it has become harder to gain access to money for a mortgage. First-time buyers are struggling to find ten to fifteen percent deposits just to by their first home and the average age of a first-time buyer is 35 years.
The best interest rates today are for borrowers that have more than 25% equity in their properties, no adverse credit history and a permanent full-time job. Haven't times changed from four years ago?
Best Interest Rates Are For borrowers
Currently in the UK you can no longer borrow more than 95% of the value of the property. To obtain a 95% mortgage you will need to have the cleanest credit record and the mortgage lender will not lend any more than 4.5 times your annual income. Four years ago it was possible to borrow up to 125% and obtain finance for your mortgage based on up to seven times your annual income. Today this is impossible as the lending criteria has changed and the mortgage lenders only want to lend to borrowers that present them with no risk.
Sub-prime Lenders Never offered Best Interest Rates
Four years ago there was approximately 35 lenders for the sub-prime mortgage market, whereas today there are actually only two lenders left. Some of the original sub-prime lenders have left the country while others have stopped lending in this market.. What difference a year can make!
Interest rates can only go up from where they are now and trying to find any great rates 4 years on from the start of the recession is getting harder. The lenders are very much in control and the only mortgage borrowers that are finding exceptional rates are home-owners with over twenty five percent equity in their properties and no adverse credit. Anyone with smaller equity in their properties are finding it difficult to find good rates and sometimes even finding a mortgage is very hard.
Keywords: best interest rates|first-time buyers|interest rates|mortgage}
Learn more about SpinDistribute Article Distribution System. We also offer Professional Article Writing to everyone who's looking for high quality web content.
Each article you submit at SpinDistribute.com is sent through our innovative Article Distribution System to our network of more than 1840 publishers - about 55% of them are high-quality article directories, 30% of them are niche blogs and 15% of them are other content-rich websites.
To achieve the best possible success we only publish your article to most related websites. This means your article will show up on approximately 640 - 880 most related websites which will give you great SEO results.
We also offer a separate Professional Article Writing Service to everyone who's looking for high quality web content and well researched unique articles.