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SpinDistribute.com Article Directory

The following article was published in our article directory on October 24, 2011.
Learn more about SpinDistribute Article Distribution System.

It's Time to Re-Evaluate Your Medicare Supplemental Insurance

Article Category: Advice

Author Name: J. Wellington

Well it's time to re-evaluate your Medicare supplemental insurance. Every October 15th through December 7th you should ask your insurance agent to determine if you can save money on your monthly premiums for Medicare Supplemental Insurance.

In addition, you may want to take advantage of Medicare Prescription Drug Coverage (Part D) this fall.

Even if your plan's cost and coverage stay the same, your health and even your financial circumstances may have changed from the previous year. It's important to review your Medicare supplemental insurance, Medicare Advantage, and Medicare Part D.

Find out if your health or drug plan is leaving Medicare. Health and prescription drug plans may decide to not to participate under Medicare through the 2012 year.

Your plan will send you some type of letter in the mail informing you that they plan to leave Medicare.

Remember your new coverage would begin January 1st, so it's important not to wait until the last minute (before December 7th) to change coverage. Contact your agent or go online to get a quote for the cheapest plan with the most benefits for your area.

I cannot stress the importance of understanding the point that the cheapest plan may not be the best plan for your area, since the cheapest plans often don't cover the hospitals in your immediate area.

It's extremely important for you to ask your agent what is not covered by Medicare Part B and how much your co-payment will be if you need medical service or medical equipment.

Be sure to call your doctor and your nearest hospital to make sure they are accepting new Medicare patients. Not all doctors accept Medicare patients.

Make sure when you receive your Medicare Summary Notice in the mail every three months to review and analyze it carefully. The Medicare Summary Notice will show all your medical bills that Medicare paid and what you owe to the provider.

If you see a discrepancy call your doctor or hospital and ask them before calling Medicare, since you will get a faster answer from the medical provider.

I cannot stress the importance of saving money in the middle of a recession. You can save thousands per year, by just reviewing your Medicare supplemental insurance annually and purchasing a new plan.

If you need help with Medicare supplemental insurance or just need answers to Medicare, then please click on the following link: Medicare Supplemental Insurance

Keywords: Medicare, Medicare Supplemental Insurance, Medicare Supplemental Insurance Quote, Medicare Supplemental Insurance Rate, Medigap

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