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The following article was published in our article directory on May 17, 2011.
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Best iPhone Insurance Tips that You Should Know

Article Category: Advice

Author Name: Martin Baker

Have you misplaced several iPhones in a year? More and more people are leaving their iPhones everywhere especially at the back of a cab. Do not let this happen to you over and over again. The best solution for this is for you to get an iPhone insurance to save you a lot of money and to save your tears.

Read this article to know more about iPhone insurance in the UK because it is very different compared to other countries.

Usually, the tariff imposed to mobile phones is according to a specified amount. The high street provider usually offers insurance on top of the given tariff. The insurance costs were almost half of the amount of the actual tariff of an iPhone unit. Most of the latest models of iPhones cost around �600 to replace, and for iPhone insurance, it is just about �15 per month plus VAT.

Below are some tips that you should know about iPhone insurance:

You have to study carefully the different independent insurance companies available online. If you will try to search online, when you type "iPhone insurance," you'll get thousand of results. Plenty of insurance companies offer great discounts such as savings of 50% compared to a high street provider. Make sure that the company you choose will be able to deliver your phone within 24 hours and provide all your needs, and at the same time you can end the contract if you are not content with their services. You should not get an insurance company that will force you to be with them for 12 months. Getting an independent company is probably the best answer because it offers the best value for money, and it is hassle-free.

Banks can be very generous as well. It is hard to believe but this is true. Some banks give insurance services such as iPhone insurance. If you have a premium bank account with certain banks, you will get a free mobile insurance with a certain amount of payout. These banks will not ask for monthly fees. In case you do not have a premium account with them, why not give them a call and ask them. However, you have to be ready to prepare tons of paperwork and documents needed by the bank for you to ask for any claims. You have to ask how much would be the payout because iPhone units are so expensive. However, you should not expect that you will get a new phone within 24 hours; you'll need a lot of patience.

Check your home insurance provider. This is one of the brilliant ideas that insurance companies would not want you to discover Some insurance companies may mention in your home insurance about "personal belongings category." Confirm if the insurance covers personal items that are inside and outside the house such as your expensive watch, diamond ring and your new iPhone. You can add in your list your brand new iPhone which will only require you to pay a minimal amount per month because it is zipped. It is included in your home insurance. However, you have to check the amount of payout.

Keywords: mobile phone insurance comparison, mobile phone insurance, iphone insurance

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