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The following article was published in our article directory on May 7, 2011.
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FAQ on iPhone Insurance

Article Category: Advice

Author Name: Martin Baker

Do you have an iPhone? Is it your most precious gadget%prized possession? How do you now take care of and protect your iPhone? You might want to consider getting an insurance policy for it. An insurance policy plays a vital role in helping you financially in case something happens to your iPhone.

Below are some FAQs that you must know. However, all of the items below are general answers only. Insurance policies and conditions differ depending on the insurance providers. Remember that with any insurance policy, you have to read and understand carefully the terms and conditions and the limitations and exclusions written in your chosen policy.

What will the insurance provide you?

Usually, an excellent insurance policy will shield you from any financial costs that will arise from the following situations:
- Your unit breaks down beyond the warranty period of the manufacturer.
- Your phone gets stolen.
- There is accidental damage of your unit.
- What should you look for in a policy?

There should be a 24-hour or 48-hour replacement of your unit. This is upon approval of your claim.

The insurance should cover loss.

Your policy must provide global protection which means even if you are not in your country of residence your phone is still protected.

You should be protected from any costs incurred after your phone was stolen.

Your insurance must provide backup data facilities. Usually size limit applies here since it is most of the time free of charge.
- How much it will cost you?
- The monthly costs should be affordable for you
- Check the shipping process and who will cover it.

What will the policy not cover? Usually, the following items will not be included in your policy:

You will not be able to get anything if your iPhone was stolen if you left it unattended in a public place. But, you will get a claim if you left your iPhone in a safely locked place, or when it was unattended such as when you left it inside your car while it was parked outside a restaurant.

If you attempted to open it in order for you to fix or modify your iPhone.
If your phone was damaged due to your attempts to fit in accessories.

You failed to report the theft incident of your phone within 24 hours and failed to get a crime number.

Where can you buy the insurance?

There are many excellent providers in the internet. You just have to carefully research for these providers. Some might offer good deals but the clock is ticking. This means that you have to report the incident within a specified time, or that there are possible loopholes in your policy that you might not be aware of . Keep in mind that you have to read and understand carefully all the items written in your policy. Clarify if you have to.

At the end of the day, you are the only person who can decide which an insurance policy suits your needs and requirements. It is an investment as well. Do not let yourself be one of the many thousands of people crying over their lost or damaged iPhone. Just follow the tips mentioned above and you won't go wrong.

Keywords: mobile phone insurance comparison, mobile phone insurance, iphone insurance

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