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The following article was published in our article directory on April 28, 2011.
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Article Category: Advice
Author Name: Martin Baker
Most people do not know about mobile phone insurance or its benefits, which is sometimes sad considering that people lose their phones daily. So in case of doubt, what do you have to do? The best way to find out about something is scrutinizing and asking the right questions.
Why do you need insurance for your mobile phone?
There is no doubt that the unexpected sometimes happens like water damage, loss or theft. Without any insurance coverage on your phone you will not be able to do any repairs or demand a replacement for your unit so getting an insurance to cover this possibility is a smart thing to do.
What can be covered by phone insurance?
Theft. Mobile phones are a very important commodity these days and it is considered as a hot item for thieves to take interest in.
Data back-up. This is usually activated upon purchase of the mobile unit.
Accidental loss. Sometimes we tend to forget things on public transportation or when we go out so it is crucial that insurance is in order for you to get a rightful claim.
Water damage outside warranty period. There will be times that you might get your phone wet or damaged by liquids so a good insurance policy should be able to cover this.
Accidental damage. Accidents do happen which might result to the breakdown or damage to your phone.
Unauthorized calls. You will not be charged by calls made by the thief or by any other person not authorized to use your phone should it be missing or lost.
Where does the coverage apply?
It applies locally or even when you are abroad as long as you choose a worldwide coverage. You may pay an added cost but then your phone will be covered anywhere in the world.
How much does it cost?
It will depend on the manufacturer, the insurance policy provider, the phone's specifications and the value of the phone. The provisions of the insurance policy would also dictate the premiums that you might have to pay for the phone.
When will your phone be replaced?
If your phone is very important to you make sure that you ask your insurer to have it replaced as soon as possible. Typical period for claiming a replacement unit is 48 hours.
Make sure that you look around for the best deals and insurance policy that you can get for your phone. In looking for cheap mobile phone insurance make sure that you do not fall prey to fake insurance companies. Talk only to the experts when it comes to mobile phone coverage.
For cheap mobile phone comparison, check the internet for a quicker reference. The cyberspace is a good venue in finding a good insurance company that will cover your mobile phone in case of loss. Make sure that before you buy insurance for your phone all your inquiries have been fully satisfied by the agent. Invest in an insurance that will have you and your phone protected.
Keywords: mobile phone insurance comparison, mobile phone insurance, iphone insurance
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