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SpinDistribute.com Article Directory

The following article was published in our article directory on April 25, 2011.
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Mobile phone insurance

Article Category: Advice

Author Name: Martin Baker

You just bought a mobile phone and your airtime provider is offering you mobile phone insurance. Then you stop and think to yourself, should I get one or not? Why must I have my phone insured?

The incidence of theft is increasing, and this is one of the most reported cases under property loss. Mobile phones are being stolen every day since it is an important commodity. This has prompted mobile phone manufacturers to offer insurance to their clients.

So what are the benefits of getting insurance for you mobile phone? Here are some of them:

1. In the event of loss, your phone can be replaced with no hassle and no added cost;

2. The premiums are affordable, reasonable and worth every cent if you take into consideration the possibilities of losing your phone;

3. The coverage extends even if you are out of the country;

4. The policy will protect you from theft, water damage and unauthorized calls that can lead to a sky-high phone bill;

5. You will not be without a mobile phone since one will be provided for you right away.

Can you imagine what would happen if your phone was not insured? You will not get a replacement unit, you will pay for calls you never made and you will shell out money for a new unit. It will also cost you big time and you will also lose all of your important contacts as well.

Most people make the mistake of not getting their phones insured. But what is even more alarming is the fact that a lot of them do not know that they can get their phones insured! There are many options that an owner can choose to have their phones covered. For example they can include their phones in a home insurance policy.

Upon purchase of your new mobile unit make sure that you keep all your records and the serial number. If you are searching for cheap mobile phone insurance you can always look around and compare the coverage and the premiums required by the insurance. Before getting insurance make sure that your phone is not covered yet by an insurance policy.

Do not be easily persuaded into buying an insurance policy by your phone manufacturer. Be wise and make a mobile phone insurance comparison. Ask the right questions and make sure that by doing so you are able to optimize the benefits of your phone insurance. There are fake companies in the cyberspace so talk only to somebody in person and from a company whose reputation is beyond question.

Avoid the hassle and the frustration by getting a sound mobile phone insurance that has you covered in case of any in eventuality. Start asking around, researching online for insurance companies that is willing to have your phone insured against excepted risks and other unforeseen events. Compare the prices, coverage and other provision in the insurance contract before purchasing one. Best of all, get a policy that you are most comfortable with.

Keywords: mobile phone insurance comparison, mobile phone insurance, iphone insurance

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