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The following article was published in our article directory on January 11, 2011.
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The price of house is still rising up

Article Category: Advice

Author Name: Amanda xzh

Panic buying a house, superior, all because of house prices in flood, and indication of bullish.

This reality, this expectations, once changed, I'm afraid in buying or not, people will buy between many nonchalance.

A commodity, when the whole society most unanimously bullish, will mean?

Prices rose why they didn't calm

Detained by:

Beijing company employee mo offered Shanghai venture youth YuXiaoJie anhui jiukun ChenKunSheng retired worker

Intro:

Mo offered kun after 80, worked for a Beijing securities firms.
He said, a bullish indication and great of history, let he bought a house last year.

YuXiaoJie from Shanghai, together with her boyfriend venture. Father bought a boyfriend for their marriage room. She said, buy a house can hedge, even in value.

ChenKunSheng anhui hefei retired worker, monthly for far guangzhou son hasn 1000 yuan mortgage. He said, can help a little help a bit!

(the above three dialogues content, by our reporter interviewed ZhuLei SunXiaoJing, carrots, finishing)

Why rush to buy?

Editor: originally decided to buy a house, for what concerns? Now is the time to buy a house of reasonable?

Mo: buying offer the most gentlemancarries the main consideration is, in the long run, house prices is bound to rise. So once met the right timing is to buy a house, is our family consensus.

Is determined to buy a house, from an experience to start. Early in 2009, just have a XinPan open quotation, open to booking when average every square metre 1.8 million yuan. At that time feel, the price can be accepted, location is not bad, but because periphery environment slightly some not so satisfied, they want to shelve it. Surprisingly, after half year officially opened directly soared to every square metre 3 million! This experience, let my firm late buy better sooner than buy, this make moves when it's necessary to make moves of faith.

Experienced a half-year intenet choose room, finally in north bought a 100 square meters of house. 300 million a paragraph, parents out nearly 60%, a month I need is 5000 multivariate loans. It won't give my life to bring extra big effect, but compared to previous life, careful calculation and strict budgeting some is certain.

YuXiaoJie: in Shanghai to buy a house is not only solve a housing problem. Buy itself has investment properties. Current price increases to a larger extent, buy a house can hedge, can even value-added. Future ourselves rich, still can sell this suite, change again bigger house.

Buying a house DiLingHua reasons, one is subjective. Chinese people have been saving, houses, buyers of traditional culture, all the time property as family logo.

On the other hand is objectively. It was a major urban house price rising excessively.

House price rising excessively have two results:

One is the "buy more can't afford the later" panic psychology influence, a lot of people are forced to join purchase force.

One is the housing prices rise quickly bring wealth effects, which made the multiplication of many people would buy as a family assets value investment tools.

Therefore, to make people can hold purchase, essentially must strengthen the real estate market regulation, to curb property rise rapidly. In recent years housing price every year around 10%, range is too big.

Could you consider rent?

Editor: high prices, choice under the background of transition, had the money rent, buy again, will more effortlessly played?

Mo: anyway, offer kun family is always don't agree with the rent. Parents will think, rent it out. A month 2000 yuan of right-and-left rent, accumulate over a long period, also is not small number. Also spend money, still be inferior to saving money to buy a house, at least, is their assets.

But we buy a house, how many at this time is an accident of choice.

Rent for three years room, almost every year intermediary will DiZu.

In 2007, contract, chummage every months 2900 dollars; To 2009, intermediary, said the rent rises to 3400 yuan a month, once has increased nearly two into. After continuous bargain away, just to 3,100 dollars. Early in the year 2010, renew the contract, rent and puts forward intermediary suddenly rose to $3500, and a little room for manoeuvre no: either the manor, or move.

Finally, with a vey consult, simply not rent and house right, just are definitely the heart to buy a house.

In fact, many phenomenon.at friends had had such experience. Some worry that rent a year a rise, some worry that the landlord suddenly your room sale. Everyone wants to live is safe, steadfast, but rent is often let person insecure.

Our house tenancy market has always been there two serious problem, one is the market for rental homes too little, demand. Two is the rental market is not standard, the contract does not have binding, lack of corresponding laws and regulations to carry on the management.

Demand caused the rent is high, and the rising fast, as also the rent payments. The market is not standard, lead to rent unstable, often move. So, now young people are not willing to long-term rent.

Therefore, to make young man assured, the first to revitalize the rent rental market and increase market for rental homes. At the same time, we will use legal laws and regulations regulating rental market and limit the landlord optional up rents.

In addition, should in affordable housing in increasing public rental housing construction strength. Public rental housing wide coverage, low price and can stable flats, very suitable for young people just work.

Depend on oneself so difficult?

Editor: compared with parents, now young people's first-time home buyers are ahead of time. Many parents are out of nothing, oneself still monthly payments. In some families, parents and even took out endowment capital. One flatlet, trapping two generations, is it worth it? All by our own strength to buy a house, possible?

YuXiaoJie: our house, total prices of 100 million less than, the boyfriend's dad took years savings, one-time put house money paid. The family is thinking, the two of us are starting their own business, no accumulation fund, all depend on bank loans, not be to one's profit.

Actually, we did not mention the house requirement, also not against the young couple rent. We are now starting my own business, as long as the good work, future will afford the house.

But both sides parents want is not the same, they more hope we can buy near them on one flatlet, such as our independent space, each other again can have a rest. This was like Shanghai many parents consensus.

ChenKunSheng: my son in the 1990s because working reason transferred to guangzhou, 1999 in tianhe district zhongshan road near loan bought the first set of the house of 90 square metre, for then house prices is reasonable, with son daughter-in-law's wages, didn't feel too great pressure.

Grandson after the birth, the first suite not only seem a bit crowded, place area of school also not very good. In order to provide a better life grandson, learning environment, son decided to move rooms. In 2003, the son in panyu chose a secondhand room, plus decorate, need nearly 100 yuan. The first house although sold more than 40 ten thousand yuan, but pay mortgage staying after hands money to decorate repeatedly are poor, gather together to add many go or poor money. I thought, giving children share a little bit.

We find friends or relatives borrowed, advances 100,000 yuan, now every month we couple from living in the extra expenses 1000 yuan debts. But three years, mortgage shall pay off, all the family can ease off. The children is not easy, and can help you, still be help a bit! We also willing!

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