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The following article was published in our article directory on November 2, 2010.
Learn more about SpinDistribute Article Distribution System.

United States Thorough Investigation of the Housing Foreclosure Case

Article Category: Business

Author Name: xia zihui

Banks across the United States were the first 9 months of this year to recover 816,000 cases home ownership throughout the year, or will exceed 1 million. America began to call for the banking industry could exploit a flaw in the file attachment property. In response, White House spokesman Robert Gibbs said that a financial fraud against the joint team responsible for the foreclosure process has already started investigations. Previously, two large financial institutions that they will restart the housing foreclosure process.

High foreclosure

Weak U.S. economic recovery, corporate layoffs is more than, more and more homeowners could not pay the mortgage because of, the auction houses were banks. Latest statistics show that the third quarter of this year, every 139 homeowners have received a foreclosure notice.

Real estate tracking firm RealtyTracInc.'s Report shows that California, Nevada, Florida and Arizona beat the crisis is still a hotbed of American Law: the third quarter of the nation's 20 cities with the highest foreclosure percentage among the first four states accounted for 19.

Among them, the houses were Nevada, the proportion of bank foreclosure, ranking the nation's first. The third quarter of this year, on average there is one for every 29 households received foreclosure notice, a 1% increase over the previous quarter. California is the largest number of houses were foreclosed on the state, the third quarter of the state a total of 19.1016 million.

October 14, Minister of Justice 50 U.S. states issued a joint statement calling for banks to give loans to homeowners some buffer time, and vowed to whether the bank improperly seized auction investigate the situation.

Task Force

Protection Office, Ministry of Housing ownership Caldwell in the Congressional Oversight Panel held a hearing that in response to allegations of bankers fear the outside world using the paper to seal the defective property, the competent authority "has stepped up with the measures."

Gibbs said a joint team responsible for the bank is closely watching the foreclosure action. He said: "We are observing their procedures to determine the legality of their actions. It goes without saying that they must comply with the relevant provisions of the law. Otherwise, they certainly have to face our fine and taken by the owner legal action. "

Gibbs said the government guarantee mortgages FHA is also launching the investigation.

The focus of these allegations mortgage company employees may have forged documents, forcing tens of thousands of homeowners losing their homes.

All 50 states of the United States Attorney General has been investigating these scandals. The United States to ensure that financial institutions face foreclosure process appropriate side should avoid "foreclosure door" threat to bank earnings, and further endanger the fragile real estate market.

Gibbs did not support a nationwide moratorium on foreclosures voices.

U.S. banks and financial services company General Motors announced that they will restart in 23 states housing the foreclosure process. In these 23 states, as long as the judge approved can facilitate this process. Not long ago, the two financial institutions to follow the practice of other major lenders to suspend the housing foreclosure process.

Most people worry about mortgage payments or pay rent

According to "Washington Post" the latest poll, 53% of respondents "very worried" or "somewhat worried" whether the money should be paid a monthly payment or payment should be to highlight the public on the future economic uncertainty and anxiety . Low-income and African-Americans fear most.

Former Federal Reserve economist and former member of President George W. Bush Council of Economic Advisers, now at the Brookings Center (BrookingsInstitution) Director of Economic Research Dainan pointed out that those who worry that can be condensed to one thing: jobs. Hold the same view of the Associated Press also said that high unemployment and falling incomes and other economic disease is still the law this year, the deterioration of the catalyst film. The U.S. unemployment rate remains high at 9.6% last month.

According to the survey, 52% favor foreclosure moratorium, 34% opposed. Including U.S. banks, including JP Morgan and Union, the largest bank in the financial recognition of their foreclosure file has errors, the voices calling for the suspension increased foreclosure. But the White House stated its opposition to national foreclosure freeze, saying it would hurt the still-fragile real estate market.

The responsibility for law making, the majority of Americans blame banks. 45% of people said that mortgage lenders have the responsibility for this mess; 26% of people said the owner has the responsibility to over-optimistic; 20% said both parties have a responsibility.

At the same time, next month to pay the mortgage or rent for fear of the current financial crisis, even more than the valley period. December 2008, 37% of Americans somewhat or very worried about spending on housing each month, and now is as high as 53%. 70% of the rental households worry about rent, mortgage payments of homeowners are worried about 46%.

Look at income, earning less than $ 30,000 of family, fear can not afford the rent or mortgage income $ 75,000 higher than the proportion of households more than doubled. And 75% of African Americans expressed concern, of which 55% were very worried.

About the Author: I am a editor, http://www.chinaqualitycrafts.com provides waterproof work boot,outdoor bar sets, welcome to visit!

Keywords: waterproof work boot,outdoor bar sets,sennheiser wireless microphone,

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