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The following article was published in our article directory on June 25, 2010.
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Wait Until You Can Afford the Diamond Ring of Your Dreams

Article Category: Advice

Author Name: Lawrence Reaves

When love strikes, time is not viewed as any friend – people in love tend to want to get married as soon as possible which is why so many romances end with a couple running off to consummate their forbidden love. Take a look at Romeo & Juliet to see how that works out, and unfortunately for many thousands of couples, rushing into marriage is an act which they learn to repent at their own leisure.
There are a number of reasons why you should apply the brakes and slow down in the race to get married.

Financial Reasons
Almost half of marriages end in divorce and if you think getting married is expensive, just take a look at what happens when marriages break down. It is not pretty and it scars people for life, but money troubles are one of the most frequently cited reasons for marital breakdown which frequently surprises people who think it is infidelity.

Starting married life in debt is simply adding more load onto what will be a hard journey as the newly married couple struggle to buy a home, start a family and raise children. On the other hand, getting married is very expensive with the typical cost of a wedding running into the $20,000 range and frequently much more. Placing the cost on credit cards or bank loans simply saddles the married family budget with a ton of debt and monthly repayments.

The engagement ring is a very costly factor in virtually all engagements and marriages. Typically, the groom-to-be is advised to spend three times his monthly salary on the engagement ring, though in fact this has less to do with tradition and more to do with De Beers's marketing department (De Beers are the world's largest diamond mine company).

By saving for the engagement ring, this allows for some time to pass so the initial flush of excitement is allowed to subside and the couple can make decisions based upon their real feelings and not act in the heat of the moment. There is also something to be said for buying this very important token with your own money and not using credit – it demonstrates financial acumen and ability to save money, which is going to be important for most couples.

Emotional Reasons
By saving the money for the engagement ring, you are not only displaying the excellent financial qualities of being able to manage money and to save, but you are also showing your intended that you are so serious about marrying her that you are prepared to work for the important things in life, especially married life. Marriage is a partnership, but nothing is going to happen in life without both of you working hard and this applies to the material things in life which cost money, through to the quality of your relationship with each other.

By saving for the engagement ring you are also reducing the debt burden you may be carrying into married life. We've also touched on financial issues being cited for many divorces, but in fact the problem is deeper than that. Finances are the source of much discontent and arguments between couples, even those who have no intention of divorcing one another. You can help make your married life as happy as on your honeymoon by minimizing your debt and repayments, and one crucial way of doing this is to pay with cash not credit for items such as the engagement ring.

Finally, there is also much to be said for giving the woman of your dreams an engagement ring which you own unconditionally. Credit is too easy to get, but by working, saving and paying with cash for the engagement ring of your dreams, you are sending a very powerful message to your intended – you really love her.

Keywords: engagement rings, engagement ring, jewelry, rings, love, relationships, marriage

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