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SpinDistribute.com Article Directory

The following article was published in our article directory on May 4, 2010.
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Soils Engineer's Professional Liability Insurance Basics

Article Category: Business

Author Name: Robert McDonough

A soils engineer is often tasked with the duty to analyze the soil and terrain that a building is to be built on and they are also given the responsibility to determine what kind of cement mixtures should be utilized for the structure. There are different kinds of cement mixtures to be used for different kinds of soil types and terrains and a miscalculation of the type of mixture to be used for certain terrains and soils can mean the possibility of a building not going up the way it should or worse, collapsing after a certain amount of time. This is where a soils engineer's professional liability insurance policy comes in handy.

There are times when no matter how well a person performs his duties, certain situations, small miscalculations and errors in analysis, can cause such problems to occur. It is during these times when a soils engineer can benefit from a soils engineer's professional liability insurance policy. Such an insurance policy can benefit a soils engineer since it can cover the cost of defending his decisions and the cost of reparations for damages incurred, if ever he is found to be guilty of such an error. Also called an errors and omissions policy or E&O, this kind of an insurance policy helps protect professionals like architects and engineers of different disciplines from litigation and the cost that comes with it.

A soils engineer's professional liability insurance can cover a few important points of the engineer's work, like those that involve the miscalculation of the cement mixtures needed for the different parts of a structure, the wrong analysis of the soil that the building is to go up on and the incorrect judgment of the reactions that these materials will have with the terrain it is to exist on. These engineers are tasked with ensuring the structural integrity of the building with the analysis of the soil and the rocks in the area and a miscalculation can easily cause a building to be built the wrong way which can translate to the possibility of danger to lives and the environment and loss of income and business for the building owner as well. Such an event can be catastrophic for both parties and having insurance to cover these possibilities gives both parties some assurance that things will be taken care of in case these things do happen.

When it comes to looking for the right soils engineer's professional liability insurance policy, you may need to shop around. You will actually need to maintain a soils engineer's professional liability insurance for a number of years to help ensure that nothing wrong is indeed going to happen to the structure you worked on. Since problems with such structures do not usually emerge immediately and often surface a few years after the building is completed, it is then wise for an engineer to keep himself protected from litigation and from problems that may arise later on by continuing with such an insurance policy. This means that a soils engineer needs to choose his insurance wisely so as to keep himself covered for such possibilities without it making a huge dent in his yearly budget.

Keywords: architects liability insurance, engineers liability insurance, civil engineers liability insurance, geotechnical engineers liability insurance, soils engineers liability insurance, structural engineers liability insurance

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