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The following article was published in our article directory on April 20, 2010.
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What a Geotechnical Engineer's Professional Liability Insurance is For

Article Category: Legal

Author Name: Robert McDonough

There are a lot of different kinds of professional liability insurance policies you can get from the many different insurance companies around you. There are different engineer's liability insurance policies available for the many different engineering jobs that people have and one such policy is one that covers geotechnical engineers. A geotechnical engineer's professional liability insurance covers the many different aspects of their profession. This often involves the dilemmas that come with soil evaluation, their evaluation of the reaction of a structure to a certain terrain, their recommendations on how a particular building must be constructed on a particular kind of soil and other similar concerns.

When it comes to a geotechnical engineer's professional liability insurance policy, the coverage is usually focused on the possible claims that may be made against the decisions that these engineers make on their projects. This includes the decisions that they make concerning the mixture of cement needed for the foundation of buildings being built at certain sites and the different cement sub-grades needed for the different floors of these buildings based on the environment around the building and the soil underneath it. The use of a geotechnical engineer's professional liability insurance is for protecting these individuals or firms from the cost of lawsuits and from the possible cost of damages that will need to be paid for by these companies should they be found at fault.

It is a good idea for those in this profession to obtain a geotechnical engineer's professional liability insurance policy to help them avoid having to shoulder the expenses that may be incurred should a client sue them for particular errors in judgment that may cause a building or a structure to suffer damage. This same kind of insurance is also essential for other people in the same sphere, like architects and civil engineers, and this kind of an insurance policy helps them to survive such problems without having to suffer huge financial losses that may cause them to lose their business or to lose clients. The general term for this kind of a policy is E&O or error and omission insurance. This basically means that you are insuring yourself and your company from lawsuits that may result from errors in judgment you make with your job which can lead to damages in the structure that you helped build with your geotechnical expertise.

When you get yourself a geotechnical engineer's professional liability insurance policy, it is best for you to keep your policy active for a good number of years. This is because of the fact that majority of the dilemmas that involve soil and geotechnical engineers often surface a few years down the line. If you are a geotechnical engineer who decides to cancel an engineer's professional insurance policy at an earlier date and you get sued for a project that you did a few years ago, you might find yourself in a heap of trouble since these cases often cost a whole lot particularly if you are found guilty and need to pay damages.

Keywords: architects liability insurance, engineers liability insurance, civil engineers liability insurance, geotechnical engineers liability insurance, soils engineers liability insurance, structural engineers liability insurance

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