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The following article was published in our article directory on March 14, 2010.
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Article Category: Finances
Author Name: Will Fowler
The best thing about cash advance payday loan is you can receive cash in just a matter of an hour. You can enjoy the fastest way to receive cash through the one hour payday loan. Isn't it a blessing to receive fast cash when you need it the most?
This is how the one hour payday loan works:
- You apply for the payday loan online where you have to fill up the prescribed form provided by the lender of your choice.
- Submit your bank account details as this will enable the lender to transfer the cash quickly when your loan gets approved.
It is easy to apply for the one hour payday loan. You are not required to submit several documents that will only take so much time and hassle. You do not even have to worry about your credit history as the application is not subjected to credit investigation.
All you need is to provide your employment details and present your paycheck. In order to qualify for the one hour payday loan, you must be profitably employed with a regular status or you must have a steady income. You must also be 18 years old and above.
This cash advance payday loan is most gainful when you use it according to its purpose which includes but not limited to the following: cash emergencies, medical expenses, car or house repairs, or urgent bills payable.
In using your one hour payday loan, two words are crucial: necessary and urgent. If the usage does not fall into this category, it might be wise to get the conventional loan instead. You should use your payday loan only when you need the cash immediately.
You see, this fast cash advance loan is granted on interim. Meaning, the time period by which you have to repay the loan is within your pay period. It is like getting your pay in advance. This is also the reason the loan is also known as instant payday loan or cash advance payday loan.
further this loan comes with a high interest rate due to the risks it brings to the lender. The interest rate depends on the amount of loan but fixed for the duration of the loan. The standard interest rate for a one hour payday loan is at 25% of the loan amount.
You can borrow an amount starting from $500 that can go up as high as $1,500 depending on your capacity to pay based from your paycheck. In the event you cannot pay the amount on the due date, the interest rate of your payday loan plus the principal shall be carried over to the next period. There will be an additional 25% interest rate to cover the new time period for the repayment of the loan.
It is also prudent to avail of your payday loan online from reputable lending institution. You can be assured that the service is reliable and legitimate. You will also be saved from unnecessary charges as they promote responsible lending. It also matters significantly that the lending institution is a member of both CFSA and BBB.
Keywords: payday loan, payday advance loan, payday loan online, one hour payday loan, instant payday loan, fast cash advance, cash advance, cash advance payday loan, pay day loan
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