What can I do when logged in?

You can submit new articles, so we can make unique versions of them and distribute them for you.
If you want to simply publish the same article on 800 websites, you can tell us to do that.
You can see the archive and current status of all your article distributions.
You can order any number of high-quality articles - just let us know your keywords.
You can browse the archive of all the articles we have written for you.
You can order our Complete Service (10 high-quality articles plus 10 article distributions).
You can purchase more credits for our services and check your affiliate earnings.
Much more ...

SpinDistribute.com Article Directory

The following article was published in our article directory on February 17, 2010.
Learn more about SpinDistribute Article Distribution System.

Why You Need Business and Professional Liability Insurance

Article Category: Business Management

Author Name: Robert McDonough

Business operators and professional practitioners can avail of various insurance policies. One of the most common and comprehensive policies is the professional liability insurance because it is relatively cheaper than many other options. In essence, professional liability insurance covers only the losses claimed by another party. So in case of any claims filed due to negligence, human error, miscalculations, and oversight allegedly committed by the insurance holder, the compensation required to the complaining party will be taken care of by the policy.

Professional liability works in pretty much the same way as malpractice insurance. The difference is that the latter covers various fields. The purpose of professional liability, as the term connotes, is to give protection to professionals of a specific field unprotected by general liability insurance. When one is considered a professional, he holds greater liability to his clients. Thus, the wider coverage his liability insurance needs to cover.

Consequently, business owners of small or medium-sized enterprises also need to carry professional liability insurance. No matter how careful you are in carrying out your business dealings , you never know when clients will decide to file complaints against you, believing they were treated wrongly. Besides, human error is inevitable. Anyone can make mistakes. Even if you are proven innocent of negligence or malpractice, an insurance policy covers all the fees you will spend in the event of a legal battle.

Professional liability insurance is a type of business liability insurance. It provides coverage for what is known in the industry as errors and omissions. In some states, you may be required to carry this kind of insurance, taking into account your professional field. For instance, doctors must have this kind of insurance in almost every state. Technology consultants are often required professional liability coverage in independent contractor arrangements . The same goes for architects, civil engineers, and other professionals working with firms or directly with clients.

There is also what is called general liability insurance which is a form of business liability that protects business owners from property damage, injury, and advertising claims. Also known as Commercial General Liability, this policy is good for almost any kind of business. It is therefore necessary to gather and study all the information you need before applying for any specific insurance policy.

On the other hand, business owners can also avail of product liability insurance, which entitles them to payouts in case they need to compensate a customer who files a claim due to defective products. Depending on your business type, your insurer determines the amount of coverage and the risks covered.

Lawsuits happen all the time in the United States so it enjoy better security in your business or your profession with comprehensive insurance policies. Especially for small businesses operated by sole proprietorship or partnerships, liability insurance has proven to be beneficial in the long run. You can have peace of mind as you are protected from possible financial ruin. In the same way, individual practitioners who carry professional liability insurance can be assured that they are prepared for any problems that may arise in their line of work.

Keywords: engineers insurance, geotechnical engineers insurance, soils engineers insurance, structural engineers insurance, civil engineers insurance, architects insurance, professional liability insurance

Learn more about SpinDistribute Article Distribution System. We also offer a Pro Article Writing Service to everyone who needs premium quality well-researched articles.

SpinDistribute.com Network

Each article you submit at SpinDistribute.com is sent through our innovative Article Distribution System to our network of more than 1840 publishers - about 55% of them are high-quality article directories, 30% of them are niche blogs and 15% of them are other content-rich websites.

To achieve the best possible success we only publish your article to most related websites. This means your article will show up on approximately 640 - 880 most related websites which will give you great SEO results.

We also offer a separate Professional Article Writing Service to everyone who's looking for high quality web content and well researched unique articles.