NOTICE: We closed down Spin Distribute on December 31st, 2022. ❗
Spin Distribute has been a wonderful SEO service since early 2009. Unfortunately, after almost 14 years, it no longer meets the very strict quality criteria of our company.
We pride ourselves on only providing SEO services that are best-in-class. Unfortunately Spin Distribute no longer qualifies.
For this reason we closed down new sign-ups and new orders on Spin Distribute on December 31st, 2022.
Of course all your existing orders will be delivered in full. Thank you!

- Aaron Sustar, CEO, INFINET LLC
SmileyTech Solutions - Smile about your Online Business!

Take your IM business and SEO efforts to the next level!

Log In

Once you are logged in, you are able
to use all of our services.
Your Email Address:
Your Password:
 
What can I do when logged in?
Once you are logged in, you are able to use all of our services. This includes:

You can submit new articles, so we can make unique versions of them and distribute them for you.
If you want to simply publish the same article on 800 websites, you can tell us to do that.
You can see the archive and current status of all your article distributions.
You can order any number of high-quality articles - just let us know your keywords.
You can browse the archive of all the articles we have written for you.
You can order our Complete Service (10 high-quality articles plus 10 article distributions).
You can purchase more credits for our services and check your affiliate earnings.
Much more ...

SpinDistribute.com Article Directory

« Back to articles from category "Finances"

The following article was published in our article directory on January 9, 2010.
Learn more about SpinDistribute Article Distribution System.

The New Normal for Business Finance Options

Article Category: Finances

Author Name: Stephen Bush

With business financing options changing significantly during the past two years, it is appropriate to review what the "new normal" looks like so that small business owners will be prepared to cope with the challenges they now face with commercial lenders. When such major changes occur with small business finance programs, commercial borrowers will need to accept the fact that a "new normal" way of doing things has emerged in order to be successful in obtaining new commercial financing.

One of the most significant changes in the business finance lending environment is the dramatic reduction in the number of commercial lenders that are actively making small business loans. Banks continuing to insist that they are still providing small business financing when in reality they have reduced or eliminated their commercial lending programs is an equally important part of the "new normal".

A recent report indicated that business lending activity decreased by the biggest amount since records have been maintained. This trend seems likely to get worse before it gets better because based on Federal Deposit Insurance Corporation statements, almost one out of every ten banks is close to failing. The shaky current financial condition of many banks is further documented by reports from the Federal Reserve and United States Treasury Department that over 50 banks did not have sufficient cash flow to make their November 2009 payments for loans made by the Troubled Asset Relief Program (TARP). The payments in question are due quarterly, and over ten banks have missed three consecutive installments. Presumably the government is not treating the delinquent banks like most banks have treated individual consumers who have missed one or more credit card payments (with interest rates being tripled or quadrupled).

Far too many banks have regularly acted like they have a monopoly on their business financing services. The rapidly growing realization that banks can be replaced when they no longer an adequate level of customer service has become an integral part of the "new normal" for small business owners.

As a direct result of the continuing shortcomings of banks in providing an adequate amount of small business financing help as noted above, for most business borrowers the "new normal" will involve a new bank or at least a new commercial lender (which might not be a bank at all). Although banks would like their small business owner clients to believe that only a bank like them can help commercial borrowers, this is truly a hope created by the bankers themselves.

Numerous banks have indicated that they will no longer continue to provide financing for many essential commercial finance services such as commercial mortgages. Banks only rarely provide a realistic and cost-effective option for specialized business finance services such as business consulting, working capital management and merchant cash advances. Planning ahead will be increasingly important to the success of small business financing for business owners which have working capital financing or commercial loans due to be refinanced within the next few years. With the "new normal", the timing for business borrowers is not likely to be as smooth for commercial refinancing once the bank decides to pull the plug on their small business finance services.

About the Author: Steve Bush and AEX Commercial Financing Group are a consistent source of commercial loans. Steve has provided effective advice to business borrowers for 25 years and furnishes merchant cash advances and business financing programs in all regions of the United States

Keywords: small business finance,business financing,working capital,business cash advance,finance,business

Learn more about SpinDistribute Article Distribution System. We also offer one of the Best Article Writing Services out there - give us a try if you need great articles on various topics!

SpinDistribute.com Network

Each article you submit at SpinDistribute.com is sent through our innovative Article Distribution System to our network of more than 1840 publishers - about 55% of them are high-quality article directories, 30% of them are niche blogs and 15% of them are other content-rich websites.

To achieve the best possible success we only publish your article to most related websites. This means your article will show up on approximately 640 - 880 most related websites which will give you great SEO results.

We also offer a separate Professional Article Writing Service to everyone who's looking for high quality web content and well researched unique articles.

1 article = 800+ backlinks

ARTICLE DISTRIBUTION

Publish 800+ unique versions of
your article on 800+ websites!
Let us do all the

ARTICLE WRITING

Need lots of keyword optimized
quality articles? Search no more.
We recommend our

COMPLETE SERVICE

We write articles. We distribute
them. You get all the gains!
Have any questions?
Feel free to check out the "Frequently Asked Questions" section, or use the email address below to contact our team. You can also register for free and contact our Support Department. Read more
Why choose
Spin Distribute?
boost your traffic and online income and crush your competitors with our great article distribution system
get more than 800 highly relevant backlinks with each article distribution (from $1.60 per distribution)
try out our "Complete Service" that puts everything on auto-pilot (we write & distribute articles for you)
have us write all the articles for you, so you can focus on your business
get detailed HTML and PDF reports for every article distribution
contact our Support Department and Live Support to get answers
get FREE access to our SEO Tips & Tricks Guide (worth $27 alone!)
join our Affiliate Program and make money with our services
 
E-mail: info
   
spindistribute.com
Smile about your Online Business!

> Frequently Asked Questions
> Terms of Use & Privacy Policy
> Affiliate Program
 
I've been pleasantly surprised with your service because I got burned a few times in the past.. but your service is as good as you guys promised! I went from nowhere-on-Google to the first page in less than 2 months!"
Danny Reiland