What can I do when logged in?

You can submit new articles, so we can make unique versions of them and distribute them for you.
If you want to simply publish the same article on 800 websites, you can tell us to do that.
You can see the archive and current status of all your article distributions.
You can order any number of high-quality articles - just let us know your keywords.
You can browse the archive of all the articles we have written for you.
You can order our Complete Service (10 high-quality articles plus 10 article distributions).
You can purchase more credits for our services and check your affiliate earnings.
Much more ...

SpinDistribute.com Article Directory

The following article was published in our article directory on December 29, 2009.
Learn more about SpinDistribute Article Distribution System.

Credit Card Processing Help for Working Capital Management

Article Category: Finances

Author Name: Stephen Bush

Businesses frequently fail to consider credit card processing solutions when attempting to realize improved business financing. With recent economic volatility and cash flow fluctuations for businesses everywhere, business owners are beginning to seek credit card processing loans as a key ingredient in working capital management improvements. The potential benefits include significant cost reductions for a major business expense incurred by any business which accepts credit cards in their daily operations. Even when costs cannot be reduced, it will generally be feasible to obtain working capital that can be applied to payment of other business expenses.

Merchant loans can produce immediate business financing possibilities based on the recent volume of credit card processing. This business finance option is also referred to as a working capital advance, business cash advance and credit card financing. Once approved, a business owner will receive a fixed amount of cash, and the advance will be gradually paid back as credit card transactions are processed. Two to three weeks is a typical time frame for a prudent commercial funding process, and those suggesting a quicker process are probably not being realistic. While this has proven to be a useful commercial financing approach for small businesses to obtain operating cash quickly, merchant financing can also result in several undesirable problems if executed improperly. Business cash advance and credit card factoring programs are not the same, and the differences are significant in many cases.

In their evaluation of business financing options to provide immediate cash flow, many business owners are looking at the possibility of business refinancing as an obvious source of working capital. Profitability issues, fees and extended length of time to obtain cash from refinancing business debt mean that this option is not always practical regardless of the reasons to refinance. The volume of credit card processing could permit a small business owner to obtain a working capital loan that is large enough to make refinancing unnecessary. The shorter time period required to obtain cash (two weeks or less) is an additional relevant advantage of obtaining a short-term working capital loan instead of refinancing a long-term commercial loan (which can often take two months or longer).

Some working capital management programs will make the replacement of the current credit card processor appropriate in order to produce immediate cash flow and realize the maximum cost reduction possible. As just noted, however, there are several alternative business financing options which will result in more working capital for a business without impacting the current credit card processing arrangement.

Keywords: credit card processing solutions,merchant cash advances,business financing,finance,loans,business

Learn more about SpinDistribute Article Distribution System. We also offer a Pro Article Writing Service to everyone who needs premium quality well-researched articles.

SpinDistribute.com Network

Each article you submit at SpinDistribute.com is sent through our innovative Article Distribution System to our network of more than 1840 publishers - about 55% of them are high-quality article directories, 30% of them are niche blogs and 15% of them are other content-rich websites.

To achieve the best possible success we only publish your article to most related websites. This means your article will show up on approximately 640 - 880 most related websites which will give you great SEO results.

We also offer a separate Professional Article Writing Service to everyone who's looking for high quality web content and well researched unique articles.