What can I do when logged in?

You can submit new articles, so we can make unique versions of them and distribute them for you.
If you want to simply publish the same article on 800 websites, you can tell us to do that.
You can see the archive and current status of all your article distributions.
You can order any number of high-quality articles - just let us know your keywords.
You can browse the archive of all the articles we have written for you.
You can order our Complete Service (10 high-quality articles plus 10 article distributions).
You can purchase more credits for our services and check your affiliate earnings.
Much more ...

SpinDistribute.com Article Directory

The following article was published in our article directory on November 9, 2009.
Learn more about SpinDistribute Article Distribution System.

how to reduce credit card debt

Article Category: Finances

how to reduce credit card debt

The Minimum payment trap

If you're like the average person you probably have some debt, ignoring it and burying your head in the sand will get you nowhere and just put off the problem for a while longer. It will catch up with you eventually so you might as well deal with it now. Also, the longer you leave it the more money,time and stress it will cost you. Facing the problem is probably the hardest part of getting out of the financial hole you've got yourself into. Force yourself to face reality

Even though your so far in debt and the minimum payment seems the only alternative for the financial mess your in, you need to figure out how you can pay more than the minimum and this is why! The credit companies make a lot of their money from the minimum payment and would encourage anybody to take this approach with any outstanding balance. If you paid the minimum payment on $5000 it would take you 30 years to pay it off and you would become the ideal customer.

The 2% minimum payment is exactly what the credit card companies want. All that unpaid interest gets rolled over on top of your debt and you'll be giving the credit company your hard earned money for years to come. You need to make the effort and pay more than the minimum amount every month, much more, otherwise you'll never get out of the hole you've dug for yourself.

Here's a method you can use with the minimum payment to help get rid of your debt. Get a list together of all your cards, with the highest interest rate cards at the top. Pay the minimum payment on all your cards apart from the one at the top of the list. Pay as much as you can on the card at the top of the list and keep doing this every month until the debt has gone,then cut the card up with a pair of scissors. Now use the same method on the next highest card in the list until eventually all the cards are cut up and your debt has gone. Making the minimum payment with method like this is OK, but you should never make a minimum payment on a credit card in the long term !

Keywords: Self help to reduce credit card debt,bad credit debt consolidation loan,credit card bankrupcy,credit card relief,get rid of the debt burden,how to pay off credit cards,reduce debt,reducing credit card debt

Learn more about SpinDistribute Article Distribution System. We also offer one of the Best Article Writing Services out there - give us a try if you need great articles on various topics!

SpinDistribute.com Network

Each article you submit at SpinDistribute.com is sent through our innovative Article Distribution System to our network of more than 1840 publishers - about 55% of them are high-quality article directories, 30% of them are niche blogs and 15% of them are other content-rich websites.

To achieve the best possible success we only publish your article to most related websites. This means your article will show up on approximately 640 - 880 most related websites which will give you great SEO results.

We also offer a separate Professional Article Writing Service to everyone who's looking for high quality web content and well researched unique articles.