What can I do when logged in?

You can submit new articles, so we can make unique versions of them and distribute them for you.
If you want to simply publish the same article on 800 websites, you can tell us to do that.
You can see the archive and current status of all your article distributions.
You can order any number of high-quality articles - just let us know your keywords.
You can browse the archive of all the articles we have written for you.
You can order our Complete Service (10 high-quality articles plus 10 article distributions).
You can purchase more credits for our services and check your affiliate earnings.
Much more ...

SpinDistribute.com Article Directory

The following article was published in our article directory on November 9, 2009.
Learn more about SpinDistribute Article Distribution System.

Bad credit Debt Consolidation Loan

Article Category: Advice

I'm in a bad credit situation. Do I need a debt consolidation loan ?

We are in troubled times at the moment, the recession will be around for a lot longer than we think and people are getting swamped by companies who are offering services and solutions to help us get out of the debt we find ourselves in. If you are thinking about going down this path and using a company to apply for a bad credit debt consolidation loan you need to research and read these offers very carefully, especially the small print. There are a lot of scams out there and hiring one of these companies could make your financial debt even worse !

Right now we are in a very high rate of employement. In fact the highest rate of employement for 25 years and it's going to take some time to recover. Families are struggling to keep their heads above the water and just getting through the week is a challenging and stressful situation. It seems the rate of unemployement rising is matched with the rising complaints against crooked and sham debt consolidation/negotiation companies. Be careful when you chose a bad credit debt consolidation loan

Consumers are overwelmed with offers coming in from every direction over every media thats being used today. It's very easy to get confused by all the terms and technical jargon these companies are using but you need to stand back and do some of your own research and get yourself educated to a level where you can make a good decision that you won't regret later down the road. You don't want to dig a bigger hole for yourself and get more into debt! Below is a brief description of the what what are the various debt Consolidation loans out there

The first type of loan to explain is the Debt Settlement or Debt Negotiation loan. The companies that claim to specialize in these types of loans will tell you that if you give them a fee upfront they will represent you and start negotiations with your lenders which will drastically lower the debt you owe. Regrettably some customers who handed over money for this type of service found out that the company didn't even contact the lender, instead gave a fake impression that everything was under their control and being handled successfully. As you can imagine after some time the debt situation got way worse for the consumer and probably added another big black mark on their credit report!

Another type of loan is the Debt Consolidation loan. This is where you take all your various debts and move it into one account so you have just a single payment per month. This can make the debt a lot more manageable and easy to track where all your money is going but you need to take a look at the fees and maybe the added interest that's added for this service. In the end it could cost you more money fot that bad credit debt consolidation loan

Finaly there is the Debt Elimination loan which can be a very shady service. These companies try various programs that all stand by the basis of lines of credit being illegal. For the correct fee they will supply you with an official document stating that the consumer's credit debt is illegal and is absolved. You will be a lot better off using the money for this type of service to pay off your debt !

Try a few things before paying for a service you may not need, there are probably easier and cheaper ways to get a bad credit debt consolidation loan .Try to approach and work out a payment plan directly with your lenders. If you decide to use a service do thorough research on the company you will use, search for them on the internet and check with the Better Business Bureau. You could also start with a non-profit credit counseling service, there are a lot of these types of companies out there. When you start looking at advertisements for these services, anything that sounds too good to be true probably is !!

Keywords: Self help to reduce credit card debt,bad credit debt consolidation loan,credit card bankrupcy,credit card relief,get rid of the debt burden,how to pay off credit cards,reduce debt,reducing credit card debt

Learn more about SpinDistribute Article Distribution System. We also offer a Pro Article Writing Service to everyone who needs premium quality well-researched articles.

SpinDistribute.com Network

Each article you submit at SpinDistribute.com is sent through our innovative Article Distribution System to our network of more than 1840 publishers - about 55% of them are high-quality article directories, 30% of them are niche blogs and 15% of them are other content-rich websites.

To achieve the best possible success we only publish your article to most related websites. This means your article will show up on approximately 640 - 880 most related websites which will give you great SEO results.

We also offer a separate Professional Article Writing Service to everyone who's looking for high quality web content and well researched unique articles.