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The following article was published in our article directory on November 9, 2009.
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Can I Make A Personal Injury Claim Even If The Road Traffic Accident Was My Fault?

Article Category: Legal

In road traffic accident the key cause is to determine is whose blunder it was. If the other party was at fault, then it becomes an open and shut case. You can file a claim for personal injury and get full return. But what happens in case both parties are at fault? Then the factor of fault needs to be determined. If the road traffic accident happened because it was eighty percent your fault, then you will only obtain twenty percent of the personal injury claim.

If both parties were at fault, then depending on the percentage of fault as per each party, the personal injury claim will be settled. In a road accident, it becomes very difficult to resolve the percentage of fault. This can be a long drawn out procedure. It's not easy to determine the percentage of faults. If you are absolutely at fault then you cannot claim any compensation from the other party's insurance company. In fact, they will be claiming compensation from your insurance company.

Insurance companies put forward extra coverage for damage to properties, injuries and medical charges. They charge extra for this, but in case of an accident, they settle all the claims. In such a case they don't determine the fault, so if you have this type of coverage, your insurance company will give your personal injury bills. It is always desirable to pay that extra premium and get the extra coverage. This puts aside a lot of headaches and hassles. You know it was your fault, but you know you have full insurance covered. So at least you can save your injury charges.

If you don't have this type of insurance, then you can expect the insurance company to only pay for what you are sanctioned. There will be a cap on the amount they will pay and you will have to pay the rest by your own means.

People usually tend to disregard any advice that the insurance agent has to give them. They look at the bottom line when taking out insurance. It's only after an accident that people find out what they are permitted to. Paying that extra premium will help in the long run and mainly in case of an accident.

If you want to file a reimburse claim for personal injuries in a road accident that was your fault, then you will need to dialogue with a solicitor. Selecting a good lawyer who can help you file a claim may be difficult. Especially, if you were at fault or partially at fault, you will need to explain the entire accident to the lawyer. After examining the facts, the lawyer will advise you. Don't hide any information from the lawyer.

Compensation claims lawyers have their own system. They will study every facet of your case. Only after that will they tell you what to expect. Don't expect full compensation if you are accountable, irrespective of the percentage of your fault. You will be lucky if you can obtain a partial compensation.

The affected party would try to get there dues from your insurance firm. So don't expect your insurance firm to look kindly at your case. An independent lawyer will give you the best assistance and recommendation.

Keywords: autos, motoring, cars, accidents, car accident claim, road traffic accident, car accident, personal injury, injury claim, legal, law

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